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Lloyds ISA

Compare Lloyds with a selection of ISAs from different providers.

Compare Lloyds ISAs With The Market. Find the right tax FREE ISA for you.

Investment Fund Supermarket ISAs

Stocks & Shares ISA

from Fidelity

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK, plus shares, investment trusts and exchange-traded funds. There’s also expert guidance to help with your investment decisions, which includes a selection of tools and insights from Fidelity’s experts. Capital at risk. Tax and ISA rules apply.
  • Invest From: £25 through regular savings or £1,000 lump sum

Why we like it: Fidelity has lots of investment options, plus an extensive range of guidance tools to help you decide what to invest in. Their award-winning ISA is easy to start and offers great value, their a typical service fee of just 0.35%. Other ongoing charges apply. On top of that, everything is backed by Fidelity’s 50 years of investment experience.

Important: The value of investments can go down as well as up so you may get back less than you invest. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Tax treatment depends on individual circumstances and all tax rules may change in the future.

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2000+ Funds
  • Invest From: £25 pm

Why we like it: It is simple to invest in a fund online. You will need to open an account first and then choose the fund you are interested in investing in. There are over 2,000 funds to choose from but to make it easier for you AJ Bell have created their favourite funds list which is their pick of the best funds. 

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Stocks & Shares ISA

from Interactive Investor

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds or select a ready made portfolio. Investment trusts, ETFs, Bonds & Gilts. Option to invest in 6 low cost funds selected by experts to get you started. Capital at risk. Tax & ISA rules apply
  • Invest From: £25 a month or any lump sum

Why we like it: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Strong ethical investment proposition with more than 140 investment options. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Stocks & Shares ISA

from Hargreaves Lansdown

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio. UK and overseas shares. Corporate and government bonds. Exchange Traded Funds (ETFs). Ready-made portfolios to suit your goals and attitude to risk from £1,000. Expert research to help make your decisions. Investment trusts and much more. Capital at risk.Tax & ISA rules apply
  • Invest From: £25 pm or from £100 lump sum

Why we like it: Choose your own funds or alternatively a ready made portfolio. Market-beating savings and discounts of up to 5.5%. No charge to buy and sell funds. Low, tiered annual charges for holding funds, with a maximum of just 0.45% per annum. Free fund updates and analysis from experienced research team. Invest with a financially secure, FTSE 100 company.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Junior ISAs

Junior Stocks and Shares ISA

from Hargreaves Lansdown

Regular Savings
  • Investment Options: Invest from £25 per month or deposits of £100.

Why we like it: Invest for your child from £25 pm tax free. A wide range of top performing funds to choose from. The annual charge for holding investments in a Hargreaves Lansdown Junior ISA is never more than 0.45%. Your dealing and other charges will depend on the investments you choose.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Lloyd's ISA

Lloyd's offer both Stocks & Share ISAs and Cash ISAs for savers looking for a tax free or tax efficient way to invest their money. However as well as reviewing what a Lloyd's ISA can offer you it is a good idea to shop around and compare the market to try and find a top deal that fits your savings needs. You can use the comparison table below to compare a selection ISAs from different providers to see if you can find the best buy for you:

  • Lloyd’s Cash ISAs – The Lloyd's Cash ISA saver allows you instant access to your savings so you can make unlimited withdrawals when you need to, while earning tax-free interest on your savings, paid yearly. Lloyd’s 2 Year Fixed Rate Cash ISA give you the option of earning a fixed rate of interest over a 2 year period providing you can lock your cash away for that long; you can access your money, but you will face a tax penalty for any amount you take out, option of interest being paid yearly or monthly.
  • Lloyd's Stocks & Shares ISAs – The Lloyd's Stocks & Shares ISA give you the option of investing in three managed growth funds based on your personal attitude towards risk, you have the option of investing a lump sum, making monthly deposits or both. Lloyd's also offer their ‘Share Dealing ISA’ that allows you to directly select from a variety of investments such as; shares, gilts, bonds and funds both in UK and global markets.

Types of ISA

Before you open an ISA it is important that you understand its specific features, ISAs are categorised in two distinct groups; Cash ISAs and Stocks & Shares ISAs. You can only have one of each type of ISA each tax year and if you decide to open one of each your personal allowance still stays the same so you will need to break it up between the two accounts.

  • Cash ISAs – Are basically normal savings accounts as offered by many banks and building societies, however up to your maximum personal allowance for each tax year, the interest you earn on this kind of account is tax free. Providers offer different kinds of Cash ISAs permitting different levels of access to your savings, generally speaking the less access to make early withdrawals the higher the rate of interest offered.
  • Stocks & Shares ISAs – Are not investments in themselves, they operate as tax-efficient investment accounts that allow you to put money into other products such as funds and shares. There are self-select options which allow you to directly invest in different stocks and shares. There are also S&S ISAs that work as collective investment schemes, where your money is pooled with other investors into funds.
  • Savers under 18 can have special Junior ISAs of both kinds, they can be opened on the behalf of someone under 16 by someone with parental responsibility or by savers aged between 16 and 18.

ISA Transfers

All providers of ISAs have to let you transfer them to other providers, as such its good idea to often check the market see what the best deal available is. However ISA providers can put an interest penalty on your account for transferring to another provider. Before you make the switch therefore, it is wise to work out if factoring in any penalty if you’d actually earn-more interest overall sticking with your current arrangement. 

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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