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ISA Investment Limits

The Very Latest Investment ISA rates
Fixed Rate Cash ISAs

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 0.60%
  • Term: 1 Year

Open a 1 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return. 

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 0.85%
  • Term: 2 Year

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.00%
  • Term: 3 Years

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

  • £1,000 minimum opening balance

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

ISA Investment Limits

Within an Investment ISA you can save up to £20,000 during the 2017/18 tax year.

You are able to split your allowance between the three types of ISA or consolidate your limit in to one manageable account.

ISA allowance limits apply to everyone on an individual basis, so if you’re married or in a relationship, you can both hold your own ISA, each with the full allowance.

What do Investment ISAs offer?

Stocks and Shares ISA

  • Possibly gain much higher returns than on a Cash ISA
  • Some risk involved, you could withdraw less than you deposited
  • Ready-made portfolios, managed accounts and risk assessed options are available to make investing easy

    Innovative Finance ISA

  • Potentially receive a higher rate of interest than a standard Cash ISA
  • Peer to Peer lending is fully regulated by the Financial Conduct Authority
  • Some risk involved
  • Currently over £5+ billion has been lent in the UK and its only growing
  • How to Choose the Best ISA?

    Choosing the best ISA can be difficult, particularly when there are so many options to choose from. Many people are torn between investing their full ISA allowance in to one ISA or splitting it between Cash, Stocks and Shares and Innovative Finance ISA accounts.

    The answer purely depends on your financial circumstances and your savings goals. However, by comparing the options available then you should be able to make a decision on what works best for you.

    Having a limited tax-free allowance does mean that pooling your money in to one kind of ISA can make sense. It’s manageable and a larger amount will incur more interest.

    The low interest rates currently offered by banks has meant that more people than ever before are considering investing their money in Stocks and Shares or Innovative Finance in hope of higher returns. Traditionally, investing has always reaped higher rewards but the element of risk involved means that you could also be left with less than you originally invested.

    While many people are put off by this, with many platforms offering ready-made portfolios and options where your funds are managed for you, it’s really never been easier to start investing.

    High Income ISAs

    High income ISA ideas:

    ISAs Products

    Cash ISAs

    Fixed Rate & Instant Access ISAs:

    Cash ISAs: 

    Stocks & Shares ISAs

    Types of Stocks and Shares ISA include: 

    Stocks and Shares ISAs

    Latest News

    Investment ISA for Beginners

    22nd September 2020

    The world of investments can be a bit overwhelming, especially for a first-time investor. So – to make your first dive into investing your hard-earned cash that little bit easier, we’ve put together a beginners guide for investment ISAs, giving you all you need to know. 

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