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Child ISA calculator

See how much you could save with a child ISA.
Junior ISAs

Junior Stocks & Shares ISA

from AJ Bell

Regular Savings
  • Invest From: £25 pm
  • Investment Options: AJ Bell offer a wide range of investments including shares, funds, investment trusts and ETFs (exchange traded funds). Capital at risk.

Junior Stocks & Shares ISA

from Interactive Investor

Regular Savings
  • Invest From: £25 pm
  • Investment Options: Choose from more than 40,000 UK and global investment options for your child's ISA. Capital at risk.

Junior Stocks & Shares ISA

from Nutmeg

  • Investment Options: Invest in one of four expertly designed portfolios depending on your investment style. Capital at risk.

Junior Stocks & Shares ISA

from Hargreaves Lansdown

Regular Savings
  • Invest From: £25 pm
  • Investment Options: Invest in over 3,000 funds, UK and overseas shares, investment trusts and ETFs. Capital at risk.

Junior Stocks & Shares ISA

from Wealthify

Regular Savings
  • Invest From: £1
  • Investment Options: Choose from one of five investment styles based on risk, and a team of experts build your child’s Junior ISA, choosing which investments to buy and managing them on your behalf

Junior Stocks & Shares ISA

from Shepherds

Regular Savings
  • Invest From: £10 pm
  • Investment Options: Is an insurance based Junior ISA which invests in stocks and shares via a With-Profits pooled fund. Capital at risk.

Junior Stocks & Shares ISA

from Scottish Friendly

Regular Savings
  • Invest From: £10 pm
  • Investment Options: A selection of 9 funds so you can tailor your child's investment. Capital at risk.

Junior Stocks & Shares ISA (FTSE 250 Index Tracker Fund)

from HSBC

Regular Savings
  • Invest From: £25 pm
  • Investment Options: The Fund's investment objective is to provide long term capital growth by matching the capital performance of the FTSE 250 Index by investing in companies that make up the index. Capital at risk.

Junior Stocks & Shares ISA (Future World ESG Developed Index Fund)

from Legal & General

Regular Savings
  • Invest From: £25 per month
  • Investment Options: Invests in broad developed stock markets, such as the US, Japan and Europe. Capital at risk.

Junior Sustainable Stocks & Shares ISA

from Shepherds

Regular Savings
  • Invest From: £10 pm
  • Investment Options: The fund aims to invest in sustainable companies that offer long-term growth, while making a positive difference to the world your child grows up in. Capital at risk.

Try our free child ISA calculator

Click here for our free ISA Calculator »

Child ISA is another name for a Junior ISA (also sometimes known as a children’s ISA) which offers tax-free savings for UK residents under the age of 18. For the 2017/18 tax-year, you can save up to £4,128 in a Junior ISA without paying tax on the interest you earn.

Our free child ISA calculator allows you to quickly see how much you or your child could save with a tax-free Junior ISA. You can see what impact putting different amounts into the ISA will have, as well as how much difference various interest rates and the length of time the ISA lasts will make.

With so many different ISA providers and types of ISAs to choose from, our quick, simple ISA comparison tool makes it much easier to make the right choice for your savings.

Junior ISA investment

Using our Junior ISA calculator to compare ISA deals for children

Our child ISA calculator lets you compare the effect of three different things on the return you can expect on your junior ISA:

  • Amount saved
  • Interest rate earned
  • Length of time saved for

This means if you have a specific amount you are intending to save, you can see how much this will earn you over the period you want to save for. Alternatively, if you are aiming to build a specific amount, the calculator can let you see how much you need to save, how long for and what sort of interest rate you will need to achieve your savings goals.

How accurate is our children’s ISA calculator?

The growth projected by the calculator is only an estimate, as interest rates will tend to vary over time. The figure we suggest should therefore not be taken as a definite prediction.

Our estimate assumes the following:

  • You will deposit money into your account on a regular basis
  • There will be no withdrawals made
  • The market will stay broadly steady
  • Interest rates will remain productive
  • There will be no reduction in the ISA tax-free savings allowance during the term of your account

See how much your child could earn with a Junior ISA

Want to know how much you could earn in tax-free savings with a junior ISA? Try out our free junior ISA calculator now.

Click here for our free ISA Calculator »

Important Risk Information:

Important: Investments can go down in value as well as up, so your child could get back less than you invest. The information on this page isn't personal advice - if you’re not sure if an investment is right for you or your child, please ask for advice. ISA tax rules can change and their benefits depend on individual circumstances.

Lifetime ISAs

Save for your first home and retirement

Compare Lifetime ISAs

Junior ISAs

Invest for your child’s future

Compare Junior ISAs: 

Stocks & Shares ISAs

Invest tax-free in stocks and shares 

Compare Stocks and Shares ISAs:

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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