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26th
Sep 2020
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Four Ethical Junior ISAs to Consider for 2020/2021

Four Ethical Junior ISAs to Consider for 2020/2021

If you want to open a Junior ISA but want to make sure that the ISA itself is invested in line with you, or your child’s values, then you’ll want to consider opening an Ethical Junior ISA. But what exactly is an Ethical Junior ISA – and which ones should you be looking at? 

What is an Ethical Junior ISA?

A Junior ISA is an ISA account which can be set up for a child under the age of 18 by a parent or guardian. The returns from this account will be protected from capital gains tax due to the fact that the money is kept in the tax-free ISA wrapper.

An Ethical Junior ISA is a specific form of Junior ISA which focuses on only putting the money behind investment which meet certain ethical criteria. This ethical criteria specifies certain industries or types of investments with are excluded. Examples of funds which might be excluded include:

  • The tobacco industry
  • Alcohol
  • Pornography
  • Gambling
  • The fur trade
  • Armaments
  • Some also exclude oil and mining companies.

An Ethical Junior ISA is the best

Our Top Picks for Ethical Junior ISAs

Legal and General Ethical Trust

This fund is available via Hargreaves Lansdown Fund Supermarket – and is a very low cost tracker fund, with only a 0.25% per annum annual charge. It tracks the FTSE 350 Index but excludes companies that don’t meet specific ethical guidelines. The aim is to invest in funds which have certain ethical standards, and by doing this, generate growth.

Kames Capital Ethical Equity

This is a fund which can be found via Hargreaves Lansdown fund supermarket; you can invest from £25 per month or a £100 lump sum. It focuses on avoiding investments in specific industries, companies or sectors to ensure ethical investment whilst ensuring that returns remain as strong as possible.

Standard Life UK Ethical Fund

You can invest in this ISA from £50 per month, and for that £50 you can see your money invested in a diverse portfolio of UK equity assets which adhere to Standard Life’s ethical criteria. This is a long-term focused fund, which also rules out oil and mining stocks as an area for investment, making it a good choice for the environmentally minded. You can access this fund via Fidelity Funds Supermarket.

Interactive Investor iiACE 30 Investments

This is one of the UK’s top rates Ethical Investment platforms; it focuses on building your portfolio by providing you with a choice of 30 investment funds, trusts and ETFs which all meet ethical standards whilst also offering quality choice and a broad variety. You can invest in this fund from £25 per month, or with a £100 lump sum. 

Read More about Junior ISAs here.

Read more about Ethical ISAs here.

Read more about Ethical Junior ISAs here.

Junior ISAs

Junior Stocks & Shares ISA

from Interactive Investor

Regular Savings
  • Investment Options: Choose from more than 40,000 UK and global investment options for your child's ISA.

Why we like it: ii offer a flat fee service which over time could save you money compared to platform providers who charge on the value of investments held. ii offer ready made funds including their ethical funds which allows you to invest in line with your principles covering environmental, social and governance factors.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Junior Stocks and Shares ISA

from Hargreaves Lansdown

Regular Savings
  • Investment Options: Invest from £25 per month or deposits of £100.

Why we like it: Invest for your child from £25 pm tax free. A wide range of top performing funds to choose from. The annual charge for holding investments in a Hargreaves Lansdown Junior ISA is never more than 0.45%. Your dealing and other charges will depend on the investments you choose.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

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Stocks & Shares ISAs

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Stocks and Shares ISAs

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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