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7th
Oct 2020
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Wondering How Much You Can Invest in A Stocks and Shares ISA?

Wondering How Much You Can Invest in A Stocks and Shares ISA?

If you’re looking to make the most of you 2020/2021 ISA allowance, then the most attractive rates on offer to you will be Stocks and Shares ISAs. If you’re wanting to put your money into a tax-free wrapper and gain interest from investments then you’ll want to be opening a Stocks and Shares ISA. But how much money can you actually put into a Stocks and Shares ISA? 

First things first – what is a stocks and shares ISA?

An Individual Savings Account (ISA) is a tax-efficient way of making your savings work for you in the best way possible. There are lots of different kinds of ISAs, but for the sake of this blog we will be focusing on Investment ISAs (also known as a Stocks and Shares ISA).

A Stocks and Shares ISA can also be known as an Investment ISA – and largely, it does what it says on the tin. You are able to put your money to work in investments, but this money is kept within the tax-free ISA wrapper, meaning that you are not charged capital gains tax or income tax on any of the returns you gain from these investments.

With a Stocks and Shares ISA, you can invest your money in a variety of different ways (As there are a variety of different types of investment ISAs), including…

How much can I put in my Investment ISA?

There is a government-legislated limit on the amount that you can put into any ISA each tax year.

For tax year 2020/2021, this amount is £20,000 per person, per year.

So, if you’re lucky enough to have £20,000 to spare for investment purposes, you could theoretically choose to put the whole lot into an Investment ISA in one go. You could also split your allowance over different types of ISA accounts.

But - its important to remember that you can only open one investment ISA per person per year, so if you’ve already opened one Investment ISA for tax year 2020/2021 then you will need to wait until the next tax year in order to open another one – or transfer your ISA to another provider.

Where Can I get one?

You can get an Investment ISAs from lots of different platforms, including (but not limited to):

  • Banks
  • Building societies
  • Financial Services Companies
  • Credit Unions
  • Friendly societies
  • Peer to peer lending services
  • Crowdfunding companies

For an overview of the best rates, visit our Investment ISA page where you can find and compare a variety of different rates and ISA providers. 

Investment Fund Supermarket ISAs

Stocks & Shares ISA

from Fidelity

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2,000+ Funds
  • Invest From: £50pm

Why we like it: Invest from as little as £50 a month or with a £1,000 lump sum. Investment choice from over 100 fund providers, giving you access to 2,000+ funds. One low-cost service fee of 0.35%*. Great service – from investment guidance on website through to UK-based phones team. PathFinder, Select 50, Investment Finder - investing tools for beginners to advanced investors. 24/7 access via online Account Management system.

* depending on how much you have invested

Special offer:

Invest and get £25 cashback » 

Build your savings with an ISA and receive £25. Exclusions, T&Cs apply.

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Selected ISAs

Stocks & Shares ISA

from Legal & General

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Managed funds tailored for you or choose yourself from over 50 funds
  • Invest From: £20 per month or £100 single
Why we like it: Legal & General can help you save for a brighter future with their stocks and shares ISA. Choose from over 50 funds, including ready-made investment options that spread your money across different investments for you and sustainable funds that seek to make a positive difference without compromising financial returns. Please remember with investments, your capital is at risk, the value of your investment and any income from it may fall as well as rise and is not guaranteed. You may get back less than you invest.
Important: Please remember the value of your investment and any income from it may fall as well as rise and is not guaranteed. You may get back less than you invest.
Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

Our Top Picks for Technology Stocks and Shares ISAs

19th January 2021

The tech industry has been booming for the past fifteen years; and it seems to be a rollercoaster that only goes up. The tech bubble has yet to burst, with companies coming out with more and more technological developments and consumer demand is certainly not slowing down. So, for the tech-savvy investor who wants to put their pennies behind this strong growing industry, we’ve put together our top three picks for Technology Stocks and Shares ISAs. 

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