skip to main content
12th
Jun 2013
/

Who provides the best ISA rates?

It's safe to say that in terms of ISA offers, the 2013/14 tax year hasn't got off to a flying start, with savings rates lower now that they have been for some time. In this respect, it is more important than ever to search for the best ISA deal. Here is our selection of some of the best cash ISA and investment ISA offers on the market at the moment:

Getting the most from your money

The cash ISA allowance for 2013/14 is £5,760, and if you don't use it, you lose it, so it's worth taking advantage of this tax-efficient savings opportunity even in the current climate of lower rates.

Our top-paying instant access cash ISA is the Scottish Widows e-ISA, which offers a rate of 1.40% which is competitive in the current market. This account requires a low minimum deposit of just £10, allows transfers in, and can be managed online - so it could provide an easy-to-use home for your cash ISA allowance.

If you're happy to lock away cash in a fixed rate ISA, you can get a higher rate - perhaps not as high as in previous years, but still worth considering if you're looking for a low-risk, straightforward home for your cash ISA allowance. The Aldermore fixed rate cash ISA currently pays 1.85% on minimum opening balances on £1,000, offers the convenience of online account management, and accepts ISA transfers.

Alternatives to fixed rate ISAs

If you'd normally consider putting your cash into a fixed rate ISA, you may want to consider an alternative type of cash ISA, known as a structured deposit ISA. These plans protect your money, with the potential to receive returns linked to the performance of an index such as the FTSE 100.

To find out more about structured deposit cash ISAs, click here.

No news, feature article or comment should be seen as a personal recommendation to invest. If you are in any doubt as to the suitability of a particular investment you should seek independent financial advice. Tax treatment is dependent on your individual circumstances and may change.

Lifetime ISAs

Save for your first home and retirement

Compare Lifetime ISAs

Junior ISAs

Invest for your child’s future

Compare Junior ISAs: 

Stocks & Shares ISAs

Invest tax-free in stocks and shares 

Compare Stocks and Shares ISAs:

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

Newsletter Signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

About us

ISA.co.uk is a trading style of Fair Investment Company.

We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

About us