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Hard times for cash ISA savers as many 12 month bonus rates deals end

It's well-known that cash ISA providers often use attractive bonus rates to entice new savers. While these high rates can offer a good deal in the short term, it's absolutely vital to keep an eye on when these preferential rates end.

According to Moneycomms.co.uk, some cash ISAs opened a year ago are set to suffer up to an 85% fall in rates as their year-long bonuses end.

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12th
Feb 2013
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5 Good Reasons To Use Your ISA Allowance By 5th April 2013

At the start of each financial year, HMRC set a cap on how much each individual can put into an ISA over the course of the next twelve months. You can either invest your full allowance in an investment ISA, or put up to half in a cash ISA and the rest in an investment ISA. This year's allowance is £11,280, which gives you up to £5,640 to put into a cash ISA.

But why should you use your ISA allowance? Perhaps you feel like it's not really relevant to you because you already have a different type of savings or investment plan, or maybe you're not sure what an ISA involves.

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5th
Feb 2013
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ISA Season Dos and Don'ts

ISA season is upon us - in case you hadn't noticed - and as savers, it can start to feel like every bank in the land is flinging attractive-sounding deals into our path.

To help you navigate the run up to the ISA deadline on 5th April, we've come up with some essential Dos and Don'ts to keep you and your savings on the right track.

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1st
Feb 2013
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Low cash ISA rates - What are my options?

In the last tax year over 11 million new cash ISAs were opened, hitting a value of £38 billion according to HMRC.

Since the 2011/12 tax year, the rates of interest being offered to UK savers on ISA accounts have tumbled, with many cash ISA providers now offering rates that are lower than the prevailing rate of price inflation, which measured at 3% as at end of November 2012.

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31st
Jan 2013
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Latest cash ISA options for your savings

A lack of competition in the savings market is hitting cash ISA savers hard. With the deadline for cash ISAs approaching (5th April), savers need to consider the best way to use their cash ISA allowance for the current 2012-13 tax year before they lose it forever.

With some cash ISAs offering the potential for as much as 7% income each year, and some growth plans offering uncapped returns, we take a look at where the cash ISA focus is shifting to this year.

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Our Top Picks for Technology Stocks and Shares ISAs

19th January 2021

The tech industry has been booming for the past fifteen years; and it seems to be a rollercoaster that only goes up. The tech bubble has yet to burst, with companies coming out with more and more technological developments and consumer demand is certainly not slowing down. So, for the tech-savvy investor who wants to put their pennies behind this strong growing industry, we’ve put together our top three picks for Technology Stocks and Shares ISAs. 

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