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Investment ISAs /

Growth Fund ISAs

Compare Growth Fund ISAs

There are a wide range of growth fund ISAs available, allowing you to invest in a variety of collective funds that aim to achieve capital growth. Investing in growth funds within your ISA allowance means that you will protect any returns from capital gains tax.

Investment Growth Plan ISAs

10:10 Plan

from Mariana

Allow ISA Transfers
Maximum Potential Return 12.45% per annum
  • Counterparty: Citigroup
  • Term: Up to 10 years
  • Potential early maturity return of 12.45% x the number of years the plan has been active
  • Early maturity if FTSE 100 finishes at least 5% above initial level
  • Alternative option 1 also available offering potential 7.9% pa if FTSE finishes above reference level, decreasing from 102.5% to 82.5% of initial level over term of plan
  • Alternative option 2 also available offering potential 10.3% pa if FTSE finishes at or above start level
  • Potential for early maturity from year 2
  • Available for ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index has fallen by more than 30% at the end of the plan, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £5,000
  • Product designed to be held for the full term

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Citi FTSE 100 Autocall Plan

from Dura Capital

Maximum Potential Return 10.35% per annum
  • Counterparty: Citigroup
  • Term: Up to 8 years
  • 10.35% for each year (not compounded) provided the FTSE 100 finishes at or above its starting value
  • Potential to mature early, from year 1 onwards
  • Available for ISA and direct investment
  • Not available for ISA transfers
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • Product designed to be held for the full term

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

FTSE 100 Enhanced Kick Out Plan

from Investec

Allow ISA Transfers
Maximum Potential Return 9.60% per annum
  • Counterparty: Investec Bank plc
  • Term: Up to 6 years

Kick out plans seem to attract particular interest when the market is at historically high levels since they can provide competitive returns even if the FTSE stays relatively flat with the potential for 9.60% annual growth.

  • 9.60% for each year (not compounded) provided the FTSE 100 finishes higher than its starting value (subject to averaging)
  • Potential to mature early, from year 1 onwards
  • Available for ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • Product designed to be held for the full term

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

The Callable Defensive Supertracker Plan

from IDAD

Allow ISA Transfers
Maximum Potential Return 10.00% pa or 3 x FTSE 100 Index growth above 95% of Initial Level
  • Counterparty: Goldman Sachs International Bank
  • Term: Up to 6 years
  • Plan can be ended early by Issuer (Goldman Sachs International Bank)
  • 2.5% per quarter (10% pa) if plan ends early
  • 3 x Index growth above 95% of Initial Level if plan runs full term
  • Maximum 6 year term
  • Available for stocks & shares ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index has fallen by more than 50% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £10,000
  • An arrangement fee applies to this plan
  • If you withdraw your money during the plan you may get back less than you originally invested

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Credit Suisse FTSE 100 Defensive Autocall Plan

from Dura Capital

Maximum Potential Return 7.00% per annum
  • Counterparty: Credit Suisse
  • Term: Up to 8 years
  • 7% for each year (not compounded) provided the FTSE 100 finishes above autocall level
  • Required autocall level reduces from 100% to to 75% over the term
  • Potential to mature early, from year 2 onwards
  • Available for ISA and direct investment
  • Plan not currently availalable for ISA transfer applications
  • Capital is at risk if FTSE 100 has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • Product designed to be held for the full term

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Investec/Lowes 8:8 Plan

from Investec

Allow ISA Transfers
Maximum Potential Return 7.00% per annum
  • Counterparty: Investec Bank Plc
  • Term: Up to 8 years
  • 7.00% for each year (not compounded) provided the FTSE 100 finishes at or above above 92% of intitial level
  • Potential to mature early every 6 months, from year 2 onwards
  • Available for ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • Product designed to be held for the full term

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

FTSE 100 Step Down Kick Out Plan

from Investec

Allow ISA Transfers
Maximum Potential Return 6.75% per annum
  • Counterparty: Investec Bank Plc
  • Term: Up to 6 years
  • 6.75% for each year (not compounded) provided the FTSE 100 finishes above kick out level
  • Required kick out level reduces from 100% to to 80% over the term
  • Potential to mature early, from year 2 onwards
  • Available for ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • Product designed to be held for the full term

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

FTSE 100 Defensive Step Down Kick Out Plan

from Investec

Allow ISA Transfers
Maximum Potential Return 5.65% per annum
  • Counterparty: Investec Bank Plc
  • Term: Up to 6 years
  • 5.65% for each year (not compounded) provided the FTSE 100 finishes above kick out level
  • Required kick out level reduces from 100% to to 65% over the term
  • Potential to mature early, from year 2 onwards
  • Available for ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index falls by more than 40% at end of the term, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • Product designed to be held for the full term

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

FTSE 100 Defensive Kick Out Plan

from Investec

Allow ISA Transfers
Maximum Potential Return 6.50% per annum
  • Counterparty: Investec Bank Plc
  • Term: Up to 6 years
  • 6.50% pa if FTSE 100 finishes above 90% of initial level from year 3 onwards
  • ISA transfers accepted
  • Also available to businesses, charities and trusts
  • Investment term - Up to 6 Years
  • Capital At Risk Product*
  • Capital is at risk if the FTSE 100 Index has fallen by more than 50% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Investment Fund Supermarket ISAs

Vantage Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2,500+ Funds
  • Invest From: £25 pm

Why we like it: Shelter up to £20,000 this tax year with the low cost, award-winning ISA. The UK's number 1 platform for private investors. Capital at risk

Interative Investor Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 40,000+ UK and global investments
  • Invest From: £25 pm or £100 single

Why we like it: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading. Capital at risk

Selected ISAs

Investment ISA

from Nutmeg

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: Discretionary investment management
  • Invest From: Min. £500 single

Why we like it: Get an intelligent stocks & shares ISA portfolio - Choose a portfolio that's fully managed by our expert team or a fixed allocation portfolio. No tie-ins, no set-up fees, no exit charges. Easy, online set up in minutes. Start with as little as £500. Portfolio management fees of 0.45%-0.75% up to £100k. 0.25%-0.35% beyond £100k. There are also underlying investment charges, see our fees page. Plus, live chat, amazing customer support and brilliant investor tools and guides. Authorised and regulated by the FCA. Capital at risk. ISA rules apply

Investment ISA

from Scottish Friendly

ISA Option
Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Choice of Scottish Friendly Funds
  • Invest From: £10 per month

Why we like it: Invest from only £10 a month, lump sums from just £100 or a combination of both using your tax-free Investment ISA allowance. You can stop, restart, raise or lower your payments or your investments and cash in whenever you want. Choice of investing in one easy choice fund ISA, or a selection of nine different fund ISA's. Your money will be invested in a policy within a Scottish Friendly ISA which will then invest in a choice of funds from Scottish Friendly including stock market and bond funds.

Key facts about growth ISAs…

  • Growth ISAs are designed for those investors who are prepared to put money aside for a reasonable period of time. They are intended as medium to long term investments, and generally perform better over the long term than some other asset types, including cash.
  • Some of the different growth ISAs available include structured growth ISAs, fund ISAs, and those that invest in emerging markets.
  • Growth funds tend to be higher risk funds and are therefore suited to those looking to build their savings or pension over a longer period of time.

The key to making the most of your investments is to figure out what you hope to achieve before you start. Everyone's objectives are different, so the trick is to find the investment method that best reflects your current and future financial goals. As always, if you're unsure about any investment it's best to seek independent financial advice.

A growth ISA might be a good choice for you if...

  • You are happy to wait five years or more to access your money and you don't require an immediate income from it.
  • You are happy to accept a level of risk. Growth ISAs can offer good long-term potential returns but can be volatile in the short term.
  • You'd like to spread your ISA allowance across a range of funds with different investment risk profiles and growth objectives.
  • You're saving with the future in mind. Putting your ISA allowance into a growth fund can offer the potential for good returns in the long term.
  • Investing in growth funds using your annual ISA allowance means that you won't need to pay capital gains tax on any returns you make.
  • You want to invest in a wide range of areas - a growth ISA can give you the opportunity to invest in a variety of collective funds that aim to achieve capital growth.

A different kind of ISA might be a better choice for you if…

  • You're close to retirement and are looking for an investment that will generate a regular income to top up your pension. You may find that an income ISA suits you better, and if you use your ISA allowance for this type of investment, all income you receive will be tax-free.
  • You want fast access to your cash - if this is the case a cash ISA could be a good choice.
  • You want to minimise risk on your investment - growth plans tend to be quite high risk as a rule, so if this is an issue for you, you might want to look into a different type of investment plan.

Investment Booster

Boost your savings by up to 15% over 25 years

Vitality has always rewarded customers for looking after their health. Now we also reward you for looking after your wealth.

Our Investment Booster motivates you to invest earlier, put in more and let it grow for longer. If you stay invested in Vitality funds, it could amount to a cumulative boost of 15%, over 25 years.

Remember, the value of investments and the income from them can go down as well as up, meaning you may get back less than you invest.

How it works

When you invest in Vitality funds for your ISA, Junior ISA or Retirement Plan continuously for five years, we’ll boost your investments with extra money - on top of any growth. As long as you stay invested in our Vitality funds, every five years we’ll boost them again.

If you invest more in Vitality funds in subsequent years, we’ll boost these investments too, once they’ve been invested continuously for five years.

So after five years you could receive a boost each year.

How we’re able to reward you

When you save for longer, your money has a better chance to grow. That’s good for us, and good for you. What’s more, we believe it’s only right to share some of our earnings with you. It’s all part of what we call shared value. Think of it as motivation to get where you want to be.

What you could get back

That depends on how much you invest in Vitality funds* and how long you save for. The boost starts at 2% of your investment in our Vitality funds – plus any returns – after five years, and increases over time. Here’s how:

Find out more from Vitality Investments »

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

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Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

How much can I pay into an ISA?

21st March 2019

Each tax year, there's a limit set by the government to the amount you can save and invest in ISAs: your “annual ISA allowance”. The allowances are intended to reward savers and encourage us to invest more to support our future retirements, without creating a tax haven that can be taken advantage of by very wealthy individuals who just want to avoid paying tax.

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