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Fund Supermarket ISAs /

Tracker ISAs

Are tracker ISAs the right choice for you?

Compare the best tracker ISAs in our tables below:

Selected ISAs

FTSE 100 UCITS ETF Tracker

from iShares

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks FTSE 100 Index
  • Invest From: £50 pm
  • Investment Options: Provides exposure to the FTSE 100 index of the largest companies listed on the London Stock Exchange at a highly competitive price.

Available via Fidelity Fund Supermarket this is a super low cost FTSE 100 tracker with a 0.07% pa annual charge. The product has a record of tracking its benchmark to a high degree of accuracy and scored ahead of rivals on this measure. Income generated is reinvested.

The investment objective of the Fund is to deliver the net total return performance of the Benchmark Index (being the FTSE 100 Index), less the fees and expenses of the Fund. In order to achieve this investment objective, the investment policy of the Fund is to invest in a portfolio of equity securities that as far as possible and practicable consists of the component securities of the FTSE 100 Index, this Fund’s Benchmark Index. 

Please note the value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

FTSE 100 UCITS ETF Tracker

from Vanguard

  • Fund Choice: Tracks FTSE 100 Index
  • Invest From: £25 pm
  • Investment Options: The Fund seeks to track the performance of the FTSE 100 Index.

Available via Hargreaves Lansdown this is a low cost FTSE 100 tracker with a 0.09% pa annual charge.The Fund employs a passive management – or indexing – investment approach, through physical acquisition of securities, and seeks to track the performance of the FTSE 100 Index (the “Index”).

Please note the value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

FTSE 100 Tracker Fund ISA

from Legal & General

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks FTSE 100 Index
  • Invest From: £50 pm
  • Investment Options: Invests in shares of the 100 largest companies listed on the London Stock Exchange.

Why we like it: A low cost way of looking for capital growth by tracking the 100 most capitalised mature companies listed on the London Stock Exchange.  No initial charges. You can invest up to £20,000 this tax year, with a low minimum of £100 lump sum or £20 per month, and you can manage your account easily online. 

This fund is available via Hargreaves Lansdown - they are currently offering a 0.40% discount off the standard ongoing fund charge so you will actually pay 0.06% pa if you invest via their fund platform.

Important: Please remember the value of your investment and any income from it may fall as well as rise and is not guaranteed. You may get back less than you invest.

FTSE 250 UCITS ETF Tracker

from Vanguard

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks FTSE 250 Index
  • Invest From: £50 pm
  • Investment Options: Tracks the FTSE 250 index of medium-sized companies, providing a greater UK domestic focus than the FTSE 100.

Available via Fidelity Fund Supermarket this product is among the lowest cost on the market. It comes from one the most established players. This is an ‘Accumulation’ product, meaning any income generated is reinvested.

This Fund seeks to track the performance of the Index, a widely recognised benchmark of mid cap sized companies of the United Kingdom. 

Please note the value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Index World

from Fidelity

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks MSCI World Index
  • Invest From: £50 pm
  • Investment Options: The Fidelity Index World Fund, invested in a variety of well-known companies such as Coca-Cola, Google, Disney & Microsoft

Why we like it: A low-cost, easy way to start investing in the stock market with a super low annual management charge of 0.1%. Great way to spread risk across a wide range of shares.

The Fund aims to track the performance of the MSCI World (Net Total Return) Index (before fees and expenses are applied) thereby seeking to increase the value of your investment over a period of 5 years or more. The performance of the Fund is unlikely to track the performance of the index precisely. 

Please note the value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

FTSE All-World UCITS ETF Tracker

from Vanguard

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks FTSE All World Index
  • Invest From: £50 pm
  • Investment Options: Replicates returns from the FTSE All World, an index that encompasses both developed and emerging markets from around the world. Ranks among the cheapest products of its type. This is an ‘Accumulation’ product, meaning any income generated is reinvested.

Available via Fidelity Fund Supermarket this is a low cost tracker which provides global exposure with a annual management charge under 0.25% pa.This Fund seeks to provide long-term growth of capital by tracking the performance of the FTSE All-World Index, a market-capitalisation weighted index of common stocks of large and mid cap companies in developed and emerging countries. The Fund employs a “passive management” – or indexing – investment approach, through physical acquisition of securities, designed to track the performance of the Index, a free float adjusted market capitalisation weighted index. The Fund will invest in a portfolio of equity securities that so far as possible and practicable consists of a representative sample of the component securities of the Index.

Please note the value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

S&P 500 UCITS ETF Tracker

from Vanguard

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks S&P 500 Index
  • Invest From: £100
  • Investment Options: The Fund seeks to track the performance of the Standard and Poor's 500 Index.

Super low cost way of tracking the largest US companies at 0.07% pa. The Fund employs a passive management – or indexing – investment approach, through physical acquisition of securities, and seeks to track the performance of the Standard and Poor's 500 Index (the “Index”).

This fund is available through the Hargreaves Lansdown Platform

Please note the value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

FTSE Global Technology Index Fund ISA

from Legal & General

ISA Option
Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks FTSE World Technology Index
  • Invest From: £20 pm
  • Investment Options: Invests in the shares of global companies engaged in information technology activities e.g. Microsoft and Apple, as represented by the Index.

Why we like it: A low cost way of investing in shares of global companies engaged in information technology activities, as represented by the FTSE World Technology Index. You can invest up to £20,000 this tax year, with a low minimum of £100 lump sum or £20 per month, and you can manage your account easily online. 

This fund is available via Hargreaves Lansdown

Important: Please remember the value of your investment and any income from it may fall as well as rise and is not guaranteed. You may get back less than you invest.

What are tracker ISAs

Tracker funds, or passive investments, are linked to the performances of the world’s biggest economic market indices such as the FTSE, Dow Jones and Nasdaq.

Why choose a tracker over an active funds manager

Individuals looking to invest their savings will often approach an active funds manager to put their savings in investments to beat the market. Although active fund managers are good at beating market benchmarks, their result are often restricted to the short term and rarely sustain that sort of performance. As such, it has become debateable whether the returns you receive justify the fees that active fund managers charge.

Although tracker ISAs only match market benchmarks, they may offer you a cheaper way to invest your savings. This may be an attractive prospect for you, especially if you want to get the most out of your savings.

Why invest through an ISA

The issue with any investment is that you will have to pay tax on the returns that you receive. This means that your capital will not grow as quickly as you would like.

ISAs provide the opportunity to put aside a significant amount of money and earn tax-free interest at the same time. The tax-free interest ISA allowance for 2017 is any interest up to £20,000.

As you can earn up to £20,000 tax-free interest with an ISA, it makes ISAs ideally suited towards shares, investment trusts or tracker funds.

In addition, ISA investing means that you will not have to complete a self-assessment upon receipt of the returns. This could save you a lot of hassle and time.

Eligibility

To qualify for a tracker ISA you need to be:

  • Aged 18 years or over
  • A UK resident and tax payer

Use our services to help you choose

Like any investment option or financial service, it's important to research your options before committing to a tracker ISA. You might find our services useful for deciding if a tracker ISA is the best option for you.

Call us on 0845 308 2525 or fill in our contact form.

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

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Latest News

Investment ISA Pros and Cons

7th August 2020

The tax-free returns offered by an Investment ISA (otherwise known as a Stocks and Shares ISA) can be very tempting at first glance - however, as with any investment, it is important to weigh up the pros and cons. So we've put together a list of what you need to consider before opening your own Stocks and Shares ISA account. 

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