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Fund Supermarket ISAs /

Best ISA Funds 2018

Why is it important to find the Best ISA Funds
Compare the best ISA funds for 2018-19 in our table above
Selected ISAs

Fully Managed Stocks and Shares ISA

from Nutmeg

Allows ISA Transfers
Regular Savings
  • Protection Scheme: FSCS
  • Fund Choice: Discretionary investment management
  • Invest From: Min. £500 single

Why we like it: Get an intelligent stocks & shares ISA portfolio - Choose a portfolio that's fully managed by our expert team or a fixed allocation portfolio. No tie-ins, no set-up fees, no exit charges. Easy, online set up in minutes. Start with as little as £500. Portfolio management fees of 0.45%-0.75% up to £100k. 0.25%-0.35% beyond £100k. There are also underlying investment charges, see our fees page. Plus, live chat, amazing customer support and brilliant investor tools and guides. Authorised and regulated by the FCA. Capital at risk. ISA rules apply

Investment Fund Supermarket ISAs

Vantage Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2,500+ Funds
  • Invest From: £25 pm

Why we like it: Shelter up to £20,000 this tax year with the low cost, award-winning ISA. The UK's number 1 platform for private investors. 

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Investment Fund ISA

from AJ Bell

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2000+ Funds
  • Invest From: £25 pm

Why we like it: It is simple to invest in a fund online. You will need to open an account first and then choose the fund you are interested in investing in. There are over 2,000 funds to choose from but to make it easier for you AJ Bell have created their favourite funds list which is their pick of the best funds. 

Important: The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

What is an ISA

An ISA is an individual savings account that offers the chance for individuals to earn up to £20,000 tax-free interest. Not only can those who subscribe to an ISA benefit from tax-free interest from savings, but also enjoy the freedom to invest from their ISA and avoid paying tax on their returns.

ISA funds

ISA funds, also known as stocks and shares ISAs, enable individuals to invest their money into “qualifying investments”.

The following are deemed “qualifying investments”:

  • Cash
  • Trusts
  • Investment trusts
  • Stock market shares
  • Government investment and savings bonds

Unlike other ISAs, such as cash ISAs, the capital in ISA funds will often have restricted accessibility. This means that you will likely have to wait a certain amount of time before you can withdraw money from your ISA funds.

Why use ISA funds

If it is done correctly, investing your capital can provide additional income, can help you grow your savings for a purchase or enable you to save effectively for retirement.

However, it should be noted that any return from an investment is subject to tax. The obligation to pay tax on any investment dividend could significantly reduce your overall return.

ISA funds can give you the chance to make an investment and avoid paying any tax on its return. This is because you can earn up to £20,000 tax-free interest through ISAs, which may help you grow your capital substantially over the course of the year.

Eligibility

To qualify for ISA funds you need to be:

  • Aged 18 years or over
  • A UK resident and tax payer

Finding the best ISA funds

Unless you have an in-depth knowledge of the financial services market, you may need some assistance when deciding which ISA fund choose.

Call us on 0845 308 2525 or fill in our contact form.

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

Best Stocks & Shares ISA Funds For Income - 5 Top Picks In 2020

22nd June 2020

With UK interest rates at a record low, if you are seeking income we have selected our 5 top picks that provide monthly, quarterly or bi-annual income payments to investors within an ISA.

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ISA.co.uk is a trading style of Fair Investment Company.

We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

About us

4.74 Average

23 Reviews

Jen

I found the way the different options are presented very clear - much more useful than some other comparison sites. I sent it to my daughter as well.

Paul

Very informative, find myself a good ISA account with best return in terms of interest.

Sue

Easy to use website and up to date. Saved the link on my tablet.