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Lloyds Fixed Rate ISAs

The Very Latest Cash ISA rates

The current ISA allowance is £20,000. Use our cash ISA tables below to compare a selection of market-leading cash ISAs for instant access, fixed rates and alternative ideas to maximise your tax free returns.

Fixed Rate Cash ISAs

1 Year Triple Access Cash ISA

from Nationwide

Interest Rate (AER) 0.25%
  • Term: 1 Year, with option to make three free withdrawals
  • Make up to three withdrawals during the 12-month term of this account
  • Open with £1 or transfer in existing ISA funds
  • Manage your account online
  • Interest paid at maturity
  • FSCS Protected
  • Must be UK resident and aged 16 or older
  • Make more than three withdrawals and the rate drops to 0.01% AER/gross p.a. (variable)
  • Not available in branch

Calculate your interest with this plan

Your savings:
You could gain:
£0.00 (per tax year)

Review of Lloyds Fixed Rate ISA

ISAs are a good idea whatever your savings goal. With certain types of cash ISAs, you have instant access to your money, which makes it a flexible way to plan your finances.


Lloyds Bank plc is a British retail and commercial bank with branches across England and Wales. The Cheltenham & Gloucester Building Society joined Lloyds Bank in August 1995. This was the first ever association between a bank and a building society. In 2015, Lloyds Bank marked its 250th anniversary - one of a number of important anniversaries that took place in Lloyds Banking Group that year.

What do they offer?

Lloyds offer a range of savings options including, the Help to Buy ISA, Monthly Savers and bonds. All with a competitive rate of interest. See our tables for latest Lloyds rates. 

Two Year Fixed Rate Cash ISA

This account is easy to open with a £1 or more deposit, and you won't pay income tax on the interest you earn.


  • You can save up to £20,000 and pay in as often as you like
  • Flexible ISA rules allow you to withdraw money and replace it later in the same tax year, without losing any of your tax-free entitlement. However, withdrawal charges may apply
  • You can transfer an existing ISA to Lloyds
  • Interest is paid at a fixed rate for 2 years and calculated daily, so you know exactly how much you'll earn
  • The interest you earn doesn’t count towards your ISA allowance
  • You can have your interest paid monthly to boost your income, or annually to boost your savings. Your earned interest can be paid into a Lloyds Bank current account or an eligible savings account
  • Pay in money as often as you like, up to your annual ISA allowance. You can pay in one lump sum, or any number of smaller payments. 
  • Internet banking, so you can easily manage your ISA and savings

You have a 14-day cancellation period. If you cancel during this period you'll still be able to subscribe to another cash ISA in the same tax year. 

Why use a fixed rate ISA?

Typically, a fixed-rate Isa account will pay more interest. In exchange for a higher rate, banks will ask you to tie up your cash. Generally, the longer you give up access, the higher the return. As it is a guaranteed amount, you know what you will end up with at the end which makes it a lot safer than investing.

It’s also important to remember that ISA allowance limits apply to everyone on an individual basis, so if you’re married or in a relationship, you can both hold your own ISA, each with the full allowance.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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