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Halifax Fixed Rate ISAs

The very latest Cash ISA rates

The current ISA allowance is £20,000. Use our cash ISA tables below to compare a selection of market-leading cash ISAs for instant access, fixed rates and alternative ideas to maximise your tax free returns.

Fixed Rate Cash ISAs

3 Year Fixed Rate Cash ISA

from Cynergy Bank

Interest Rate (AER) 1.75%
  • Term: 3 Years


  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Cynergy Bank

Interest Rate (AER) 1.75%
  • Term: 2 Years


  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.70%
  • Term: 3 Years

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

  • £1,000 minimum opening balance

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

1 Year Fixed Rate Cash ISA

from Cynergy Bank

Interest Rate (AER) 1.63%
  • Term: 1 Year


  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.60%
  • Term: 2 Year

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.45%
  • Term: 1 Year

Open a 1 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return. 

Review of Halifax Fixed Rate ISA

ISAs have become less popular since the new PSA (Personal Savings Allowance) has allowed lower rate tax payers to save up to £1000 tax-free and higher rate tax payers up to £500. However, as your tax-free amount is much higher in an ISA, there are still opportunities for savers to make the most of their money.

What do Halifax offer?

Halifax offer a good deal with their ISA and, like RBS, offer a one year fixed term rate rather than a 3-5 year plan, like many other banks.

You are able to save and earn interest on between £500 and £20,000 in the same tax year. You will not be able to withdraw from or close the account before the agreed term is up; early account closure will result in the loss of interest. You will need your national insurance number before you apply.

Halifax offer:

  • ISA transfers into our cash ISAs benefit from their ISA Promise. As part of this, they pay you interest while your funds are being transferred (provided they're free to move)
  • The Halifax Savers Prize Draw, qualifying accounts earn a monthly chance of winning one of 3 top prizes of £100,000, if you register and hold £5,000 in qualifying accounts during the whole calendar month before the draw
  • Online banking so you can view and manage your savings easily as well as phone and branch banking.
  • A switch service. Existing ISA balances can be transferred into this account from another ISA provider, as long as you use their ISA Switching service. Previous tax year funds won't affect your current tax year allowance.

Why use an ISA?

Paying into an ISA is called ‘subscribing’. You can subscribe to one of each type of ISA each tax year, providing you do not subscribe more than your annual ISA allowance. For the 2018/2019 tax year that runs from 6th April 2017 to 5th April 2018 your annual ISA allowance is £20,000.

ISAs are a good idea whatever your savings goal. With certain types of cash ISAs, you have instant access to your money, which makes it a flexible way to plan your finances.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

How much can I pay into an ISA?

21st March 2019

Each tax year, there's a limit set by the government to the amount you can save and invest in ISAs: your “annual ISA allowance”. The allowances are intended to reward savers and encourage us to invest more to support our future retirements, without creating a tax haven that can be taken advantage of by very wealthy individuals who just want to avoid paying tax.

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