The 2018/19 ISA allowance is £20,000.
Use your ISA allowance wisely by comparing our selection of market-leading fixed-rate cash ISAs to maximise your tax-free returns.
- Term: Instant Access
- Instant access
- 0.30% interest on balances between £1 and £9,999, 0.40% on balances between £10,000 and £49,999, 0.50% on balances of £50,000 and above
- Minimum deposit £1
- Open and manage your account online or in branch
- Covered by the FSCS (Financial Services Compensation Scheme)
- Must be 16 or older
- Must be UK resident
Calculate your interest with this plan
- Tax free ISA account
- Open with £1 or transfer in existing ISA funds
- Invest up to £20,000 per tax year
- Interest paid annually
- FSCS Protected
- Must be UK resident
- Must be aged 16 or older
Calculate your interest with this plan
- Tax free ISA account
- Open with £1 or transfer in existing ISA funds
- Invest up to £20,000 per tax year
- FSCS Protected
- 0.60% for balances of £40,000 or over, 0.20% for balances under £40,000
- Must be UK resident
- Must be aged 16 or older
Calculate your interest with this plan
- Term: Instant Access
- Tax free ISA account
- Open with £1 or transfer in existing ISA funds
- Invest up to £20,000 per tax year
- Interest paid annually
- FSCS Protected
- Must be UK resident
- Must be aged 16 or older
Calculate your interest with this plan
- Deposit Taker: Investec Bank plc
- Term: 6 years
"This plan offers a potential fixed return of 42%, provided the FTSE 100 Index at the end of the term is higher than its value at the start of the plan (subject to averaging). As with other cash deposits, your capital is also eligible for FSCS* protection.
The 42% return is equivalent to 6.38% compound growth each year, which is well over double the best fixed rate bond, and more than 4% per year higher than the top fixed rate Cash ISA.
The downside is that the return is not guaranteed, and so if the FTSE ends lower, you only get your initial capital back.”
- 42% fixed return if the Index is higher
- Capital protected product*
- Eligible for the Financial Services Compensation Scheme (FSCS)
- Returns not guaranteed. You may only receive a return of your original capital
- Minimum deposit £3,000
- Plan designed to be held for full term
Calculate your interest with this plan
Important Information: * The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money. Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.
- Deposit Taker: Goldman Sachs International Bank
- Term: Up to 7 years
Why we like it: The previous issue of this plan had already proved popular - this latest release offers the potential for 7% p.a. interest, along with the same capital protection you would get with a traditional cash deposit.”
- Plan can be ended early by Deposit Taker
- 1.75% per quarter (7% pa) if plan ends early
- 2 x FTSE 100 Index growth if plan runs full term
- Capital protected product*
- Eligible for the Financial Services Compensation Scheme (FSCS)
- If plan runs full term returns not guaranteed. You may only receive a return of your original capital
- Minimum investment £10,000
- If you withdraw your money during the plan you may get back less than you originally invested
Calculate your interest with this plan
Important Information: * The return of your initial deposit depends on the ability of the deposit taker (Goldman Sachs) to repay your money. Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.
- Deposit Taker: Investec Bank plc
- Term: 6 years
- 22.5% fixed return if the Index is higher than 75% of its Initial Level
- Capital protected product*
- Minimum - £3,000
- Medium/longer term alternative to fixed rates
- Returns not guaranteed. You may only receive a return of your original capital
- Minimum deposit £3,000
- Plan designed to be held for full term
Important Information: *The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money.