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Skipton fixed rate ISAs

Latest Fixed-Rate Cash ISA deals
The 2018/19 ISA allowance is £20,000. Use your ISA allowance wisely by comparing our selection of market-leading fixed-rate cash ISAs to maximise your tax-free returns.
Fixed Rate Cash ISAs

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.70%
  • Term: 3 Years

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

  • £1,000 minimum opening balance

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.60%
  • Term: 2 Year

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.50%
  • Term: 1 Year

Open a 1 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return. 

3 Year Fixed Rate Cash ISA

from Cynergy Bank

Interest Rate (AER) 1.50%
  • Term: 3 Years


  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Cynergy Bank

Interest Rate (AER) 1.45%
  • Term: 2 Years


  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

1 Year Fixed Rate Cash ISA

from Cynergy Bank

Interest Rate (AER) 1.40%
  • Term: 1 Year


  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

What are ISAs

An individual savings account, or ISA as it is commonly known as, gives you the opportunity to earn up to £20,000 tax-free interest.

If you subscribe to an ISA, then you will not only benefit from tax-free interest on your savings, but you can also invest from your ISA and avoid paying tax on your investment returns.

Fixed rate ISAs

There are many ISA products on offer that give you the chance to earn tax-free interest and allow you to make withdrawals at your convenience.

However, the issue with instant access ISAs or cash ISAs is that their interest rates are usually not as competitive as other ISA options.

If you are willing to tie up your capital for a period of time, then you may want to look into fixed rate ISAs. You can access higher interest through a fixed rate ISA, providing you do not make a withdrawal throughout the course of the fixed term.

Skipton fixed rate ISAs

Skipton is a building society that is purely focused on its members and offers business and personal banking services. They have a variety of accounts that offer competitive interest including fixed rate ISAs.

Skipton specialises in savings products, and as a result they offer a wide range of fixed rate ISAs, which range from 1 to 5 years. It should be noted that no withdrawals can be made with a Skipton fixed rate ISA. You will incur an early closure fee if you want to close the fixed term ISA before its term of finance finishes. Early closure fees can be substantial and are often a number of days’ worth of interest. Therefore, you should only open a fixed term ISA if you are confident that you do not need your savings in the near future.

Next steps

If you want to explore your fixed rate ISA options, then review our table above. Our ISA table above provides some of the best ISAs available on the market, including ISAs from other lenders.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

How much can I pay into an ISA?

21st March 2019

Each tax year, there's a limit set by the government to the amount you can save and invest in ISAs: your “annual ISA allowance”. The allowances are intended to reward savers and encourage us to invest more to support our future retirements, without creating a tax haven that can be taken advantage of by very wealthy individuals who just want to avoid paying tax.

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We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

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