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M&S Fixed Rate ISAs

Latest Fixed-Rate Cash ISA deals

The current ISA allowance is £20,000.

Use your ISA allowance wisely by comparing our selection of market-leading fixed-rate cash ISAs to maximise your tax-free returns.

What are ISAs

An ISA, also known as an individual savings account, gives you the opportunity to earn up to £20,000 tax-free interest.

If you subscribe to an ISA, then you can benefit from tax-free interest for your savings and enjoy the freedom to invest from your ISA and avoid paying tax on your investment returns.

Fixed rate ISAs

Although cash ISAs are popular, they do not often allow you to access competitive rates of interest.

If you are prepared to lock up your savings for a prolonged period of time, then you might want to consider fixed rate ISAs.

A fixed rate ISA requires you to leave your capital in the ISA for the entire fixed rate term. If you do not touch your capital for the fixed term, then you will receive a higher rate of interest on your capital than other ISAs.

M&S fixed rate ISAs

Marks & Spencer are well known for their success in the retail industry, but they also offer personal and business banking services. They provide a range of accounts including fixed rate ISAs, which offer competitive interest.

M&S have a wide range of financial services, and offer a number of different fixed rate products. M&S offer fixed rate products from 1 to 3 years. The M&S fixed rate ISAs allow you to choose between monthly or annual interest and you will need to deposit a minimum of £500. Although their ISAs are designed to run for the entire fixed term, you can withdraw your capital from the fixed rate ISA providing you are prepared to pay an early closure charge.

Next steps

If you want to explore your fixed rate ISA options, then review our table above. Our ISA table above provides some of the best ISAs available on the market, including ISAs from other lenders.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

Investment ISA Pros and Cons

7th August 2020

The tax-free returns offered by an Investment ISA (otherwise known as a Stocks and Shares ISA) can be very tempting at first glance - however, as with any investment, it is important to weigh up the pros and cons. So we've put together a list of what you need to consider before opening your own Stocks and Shares ISA account. 

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