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HSBC fixed rate ISAs

Latest Fixed-Rate Cash ISA deals

The current ISA allowance is £20,000. Use our cash ISA tables below to compare a selection of market-leading cash ISAs for instant access, fixed rates and alternative ideas to maximise your tax free returns.

Fixed Rate Cash ISAs

7 Year Fixed Rate Cash ISA

from Shawbrook Bank

Interest Rate (AER) 1.25%
  • Term: 7 Years
  • Interest can be paid monthly or annually
  • ISA transfers in allowed
  • £250,000 maximum balance
  • FSCS Protected
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

5 Year Fixed Rate Cash ISA

from Shawbrook Bank

Interest Rate (AER) 1.10%
  • Term: 5 Years
  • Interest can be paid monthly or annually
  • ISA transfers in allowed
  • £250,000 maximum balance
  • FSCS Protected
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

3 Year Fixed Rate Cash ISA

from Shawbrook Bank

Interest Rate (AER) 0.75%
  • Term: 3 Years
  • Interest can be paid monthly or annually
  • ISA transfers in allowed
  • £250,000 maximum balance
  • FSCS Protected
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

What are ISAs

ISAs, also known as individual savings accounts, allow you to potentially earn up to £20,000 tax-free interest on your savings.

Not only can you access tax-free interest on your savings, but through an ISA you can invest capital and enjoy tax-free returns from your investments.

Fixed rate ISAs

Cash ISAs and instant access ISAs can give you the chance to earn tax-free interest, as well as give you complete access to your savings.

However, as a trade-off for the instant access, cash and instant access ISAs often have much lower interest rates than other ISA products.

If you want to earn higher interest on your savings, you may have to be prepared to lock up your savings for longer periods of time.

Typically, a fixed rate ISA will give you the opportunity to earn higher tax-free interest on your savings, providing you do not touch your savings for the duration of the fixed term.

HSBC fixed rate ISAs

HSBC is one of the largest banks in the world, which provides business and personal banking services. They have plenty of accounts available , including fixed rate ISA accounts.

HSBC offer a number of different savings products including fixed rate ISAs. HSBC has a variety of fixed rate ISAs, which range from 3 months to 3 years. You can open an HSBC fixed rate ISA from £2,000, with a maximum deposit of £1,000,000. It is important to bear in mind that no withdrawals can be for deposits larger than £50,000, any withdrawals for deposits under £50,000 will be subject to a 90 days’ worth of interest charge.

Next steps

If you want to explore your fixed rate ISA options, then review our table above. Our ISA table above provides some of the best ISAs available on the market, including ISAs from other lenders.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

Is An Investment ISA a Good Idea?

29th July 2020

If you're new to investing you will have come across the term "Investment ISA" or "Stocks and Shares ISA" which are ISA accounts designed specifically designed to maximise tax-free returns on your investments. But are these a good idea? 

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