- Term: 3 Years
'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15
- £1,000 minimum opening balance
Calculate your interest with this plan
'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15
Open a 1 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return.
- Term: Instant Access
Why we like it: Great instant access cash ISA! As long as you don't need to access your cash more than once a year, Nationwide offer a top cash ISA deal. You can manage your account online. You can deposit up to £20,000 in this account for the 2018/19 allowance or transfer in exisiting ISAs. More Info
- Tax free ISA account
- Open with £1 or transfer in existing ISA funds
- Invest up to £20,000 per tax year
- Interest can be paid into account, alternative Nationwide savings or current account, or an external current account
- FSCS Protected
- Must be UK resident and aged 16 or older
- Headline interest rate applicable if no more than 1 withdrawal per account year
- For 2 or more withdrawals the interest rate drops to 0.50% AER
Calculate your interest with this plan
- Term: Easy Access
'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15. 30 days notice required to withdraw
- Early withdrawals are permitted subject to loss of interest equivalent to the notice period
- Open account with £1000
Calculate your interest with this plan
- Deposit Taker: Goldman Sachs International Bank
- Term: Up to 7 years
Why we like it: The previous issue of this plan had already proved popular - this latest release offers the potential for 8.0% p.a. interest, along with the same capital protection you would get with a traditional cash deposit.”
- Plan can be ended early by Deposit Taker
- 2% per quarter (8% pa) if plan ends early
- 2.5 x FTSE 100 Index growth if plan runs full term
- Capital protected product*
- Eligible for the Financial Services Compensation Scheme (FSCS)
- If plan runs full term returns not guaranteed. You may only receive a return of your original capital
- Minimum investment £10,000
- If you withdraw your money during the plan you may get back less than you originally invested
Calculate your interest with this plan
Important Information: * The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money. Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.
- Deposit Taker: Investec Bank plc
- Term: 6 years
"This plan offers a potential fixed return of 42%, provided the FTSE 100 Index at the end of the term is higher than its value at the start of the plan (subject to averaging). As with other cash deposits, your capital is also eligible for FSCS* protection.
The 42% return is equivalent to 6.38% compound growth each year, which is well over double the best fixed rate bond, and more than 4% per year higher than the top fixed rate Cash ISA.
The downside is that the return is not guaranteed, and so if the FTSE ends lower, you only get your initial capital back.”
- 42% fixed return if the Index is higher
- Capital protected product*
- Eligible for the Financial Services Compensation Scheme (FSCS)
- Returns not guaranteed. You may only receive a return of your original capital
- Minimum deposit £3,000
- Plan designed to be held for full term
Calculate your interest with this plan
Important Information: * The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money. Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.
- Deposit Taker: Investec Bank plc
- Term: Up to 6 years
"By offering full capital protection plus a potential 6% per year, this plan offers the opportunity to beat low savings rates as well as tackle the effects of rising inflation."
- Opportunity to mature early at year 3, 4 or 5
- Capital Protected Product*
- Eligible for the Financial Services Compensation Scheme
- ISA transfers accepted
- Short/medium term alternative to fixed rates
- Minimum single Investment - £3,000
- This plan is not the same as a bank or building society deposit account and you may not receive your initial deposit in full if your capital is withdrawn early
- Limited offer - deadlines apply. May close early if oversubscribed
Calculate your interest with this plan
Important Information: * The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money. Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.
- Deposit Taker: Investec Bank plc
- Term: 6 years
- 22.5% fixed return if the Index is higher than 75% of its Initial Level
- Capital protected product*
- Minimum - £3,000
- Medium/longer term alternative to fixed rates
- Returns not guaranteed. You may only receive a return of your original capital
- Minimum deposit £3,000
- Plan designed to be held for full term
Important Information: *The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money.
- Deposit Taker: Investec Bank plc
- Term: 3 years
- 15% fixed return if the Index is higher
- Capital protected product*
- Eligible for the Financial Services Compensation Scheme (FSCS)
- Returns not guaranteed. You may only receive a return of your original capital
- Minimum deposit £3,000
- Plan designed to be held for full term
Calculate your interest with this plan
Important Information: * The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money. Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.