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Best ISA Platform

Investment platforms for your ISA
Investment Fund Supermarket ISAs

Stocks & Shares ISA

from Interactive Investor

Allows ISA Transfers
Regular Savings
  • Fund Choice: Access 40,000+ UK, US and international shares on 17 global exchanges. Choose from over 3,000 funds. Capital at risk.
  • Invest From: £25 pm

Why we like it: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Strong ethical investment proposition with more than 140 investment options. Access to expert independent ideas and analysis. Low cost fees and trading.

Stocks & Shares ISA

from Hargreaves Lansdown

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 2,500 funds, shares, investment trusts and more to build your portfolio. Capital at risk.
  • Invest From: £25 pm

Why we like it: Choose your own funds or alternatively a ready made portfolio. Market-beating savings and discounts of up to 5.5%. No charge to buy and sell funds. Low, tiered annual charges for holding funds, with a maximum of just 0.45% per annum. Free fund updates and analysis from experienced research team. Invest with a financially secure, FTSE 100 company.

Stocks & Shares ISA

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose from over 4,000 investment options, including one of the widest fund ranges in the UK. Capital at risk.
  • Invest From: £25 pm

Why we like it: Fidelity has lots of investment options, plus an extensive range of guidance tools to help you decide what to invest in. Their award-winning ISA is easy to start and offers great value, their a typical service fee of just 0.35%. Other ongoing charges apply. On top of that, everything is backed by Fidelity’s 50 years of investment experience.

Stocks & Shares ISA

from AJ Bell

Allows ISA Transfers
Regular Savings
  • Fund Choice: Wide range of stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and ETFs. Capital at risk.
  • Invest From: £25 pm

Why we like it: It is simple to invest in a fund online. You will need to open an account first and then choose the fund you are interested in investing in. There are over 2,000 funds to choose from but to make it easier for you AJ Bell have created their favourite funds list which is their pick of the best funds.

Selected ISAs

Stocks & Shares ISA

from Wealthify

Allows ISA Transfers
Regular Savings
  • Fund Choice: Choose your risk profile and have an investment Plan built and managed for you. Capital at risk.
  • Invest From: £1

Why we like it: Choose your level of risk from cautious to adventurous and have a plan expertly created and managed for you. Create multiple plans with different risk levels, Ethical plans also available. Invest as little or much as you like, add regular payments and top up whenever you like. Withdraw money or transfer out without notice or penalty fees. Wealthify app lets you check how your Plan is performing, manage your transactions and provide investment news and insights. Simple annual management charge of 0.6%

Stocks & Shares ISA

from Nutmeg

Allows ISA Transfers
  • Fund Choice: Nutmeg offer 4 diversified portfolios with ETFs, using technology to keep charges low. Capital at risk.
  • Invest From: Min. £500 single

Why we like it: Get an intelligent stocks & shares ISA portfolio - Choose from one of 4 portfolio options. No tie-ins, no set-up fees, no exit charges. Easy, online set up in minutes. Portfolio management fees of 0.45%-0.75% up to £100k. 0.25%-0.35% beyond £100k. There are also underlying investment charges, see Nutmeg's fee page. Authorised and regulated by the FCA.

Best ISA Platforms

Using An ISA Platform

In choosing a ISA platform there are many things to consider other than price.

It can range from, your investment needs, whether you need other account types such as a SIPP account, the need to be able to trade individual securities and how often, a cash account that pays interest as well as mobile app functionality. 

Some providers are more flexible than others. Additionally, keep an eye out for account fees, high currency conversion costs or commission rates.

What is on Offer?

A good ISA fund platform provider will offer:

  • Index-Tracker funds- An easy and popular way to invest that follows the performance of a particular stock market
  • Actively Managed funds - A good way to invest in a particular sector or region
  • Ready made portfolios - A number of platform providers offer ready made portfolios if you are new to investing or simply do not have time
  • Multi Asset funds- A range of funds that invest in other funds (a fund-of-funds) or funds where assets are made up of a portfolio of company shares, bonds and cash (a mixed investment range)
  • Income funds - Invest in funds lending money to a government or company, in return for an agreed level of interest over a set period
  • Property fund – Funds that invest in commercial property
  • Other tax wrapper options
  • Share dealing account options
  • Mobile app functionality
  • Research and expert analysis

1 Don’t just look at the cost

Costs are important: this isn’t a decision you’re going to revisit every year.

For a modest portfolio managed on the most popular platforms, the costs can include:

  • Annual account charges ranging from zero to £100 a year.
  • Annual fund charges from zero to 0.45% of portfolio value.
  • Plus charges each time you make a trade, which could be from £1 to £12.50 per transaction.

BUT… some of the more expensive fund supermarket platforms are rated highly by investors for ease of use and good customer support.

2 What do you want to invest in?

You don’t have to choose exactly which ISAs you want, before you choose your ISA platform.

But not all platforms offer complete investment choice. If you already know your priorities, or you may want to invest in a particular type of fund in the future, you’ll need to check that the platforms you’re considering offer those options.

3 What kind of tools and research does the investment platform offer?

These are often the criteria that count most highly with users, so do some research and read the reviews.

Many investors are prepared to pay a bit more in fees for a platform that offers really useful apps and background research on fund performance.

4 How much are you investing?

You’ll want to look at the fee structures, and the thresholds for reduced fee charges for investors with more sizable portfolios.

For large investors, say with £50K or more in their pot, platforms that charge flat-rate fees work better.

5 The additional costs (and savings) to look out for

In addition to annual platform management charges…

  • You’ll need to work out the dealing charges for the level of trading you'll be doing
  • Also look out for dividend reinvestment fees, transfer charges, and exit fees.
  • Can you take advantage of the regular monthly investing discounts?

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

High Income ISAs

High income ISA ideas:

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Cash ISAs

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Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

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4.74 Average

23 Reviews

Jen

I found the way the different options are presented very clear - much more useful than some other comparison sites. I sent it to my daughter as well.

Paul

Very informative, find myself a good ISA account with best return in terms of interest.

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Really simple to use and all the information was clear with lots of products available. The interest calculator was really handy too. Have bookmarked and will definitely use again.

Hannah Gordon

This was a really user-friendly site, and was very helpful when it came to comparing accounts and choosing my 2016 ISA.

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Very knowledgeble company with an extensive range of services, a great website with loads of useful information.

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Nice graphics and easy to navigate

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Good advice and professional approach

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