AJ Bell Investment Lifetime ISA

AJ Bell Investment Lifetime ISA

First-timer or lifetimer?

Start saving for your first home or boost your retirement savings with our Lifetime ISA.

With AJ Bell lifetime stock and shares isa you can take control of your investments in the stock market and protect any profits you make from income tax or capital gains tax charges.

What do AJ Bell Offer?

Every share dealing ISA provider offers something different, so it's well worth doing some background reading before investing. The provider you choose will depend on your personal investment goals, attitude to risk, and the level of control you want to have over your funds.

Low-cost - deal from £1.50 and never pay more than £9.95 per online deal.

Control - choose your own investments – you make your own decisions and don’t pay someone else to do so.

Wide investment range - invest in a wide range of investments including stocks and shares, over 2,000 funds (unit trusts and OEICs), investment trusts and exchange traded funds.

Easy to use - view your account online 24/7 and deal on the go with their mobile app.

Regular savings - invest from £25 per month using their regular investment service and pay £1.50 per deal.

Great service – Will help and answer your queries with two UK-based customer services teams, webchat and email support.

Investment content – AJ Bell help you manage your investments by providing a wealth of investment tools, videos, research and for customers with more than £4,000 in their account free access to Shares Magazine.

Who are AJ Bell?

For nearly twenty years, AJ Bell Youinvest have helped people invest in the life they want to live. They are part of AJ Bell, one of the largest investment platforms in the UK, with £44.2 billion in assets under administration.

AJ Bell Lifetime ISA

What you need to know

1. If you withdraw any savings held in a Lifetime ISA (LISA), you'll pay the 25% government withdrawal charge – unless you're 60 or older, using the money to buy your first home, or are terminally ill. This may mean you get back less from your LISA than you paid in.
2. You may miss out on the benefit of employer contributions if you choose to save into a LISA instead of enrolling in a pension scheme. Your current and future entitlement to means-tested benefits could be affected, too.

You’ll need to fund your Lifetime ISA before the end of this tax year or before your 40th birthday, whichever is soonest – otherwise we’ll need to close it. You can fund your Lifetime ISA either by paying into it directly, or by making a transfer from another ISA.