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Low Cost ISAs

Compare low cost stocks and shares ISAs
Selected ISAs

MSCI World Tracker

from Fidelity

Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks MSCI World Index. Low cost tracker fund that invests in global companies such as Disney, Google & Coco-Cola. Capital at risk.
  • Invest From: £25 pm

FTSE 100 ETF Tracker

from iShares

Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks FTSE 100 Index. Largest company shares in the index include, Astrazeneca, Glaxosmithkline, HSBC & Diageo. Capital at risk.
  • Invest From: £25 pm

FTSE 100 ETF Tracker

from Vanguard

Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks FTSE 100 Index. Capital at risk.
  • Invest From: £25 pm

FTSE 250 UCITS ETF Tracker Fund

from Vanguard

Allows ISA Transfers
Regular Savings
  • Fund Choice: Tracks the FTSE 250 index of medium-sized companies, providing a greater UK domestic focus than the FTSE 100. Capital at risk.
  • Invest From: £25 pm

Low Cost Tracker ISAs

Tracker funds, or passive investments provide a cost effective way of participating in the world’s biggest economic market indices such as the FTSE, Dow Jones and Nasdaq where you can gain exposure to a wide cross range of leading companies in different sectors.

Why choose a tracker over an active funds manager

Individuals looking to invest their savings will often approach an active funds manager to put their savings in investments to beat the market. Although active fund managers are good at beating market benchmarks, their result are often restricted to the short term and rarely sustain that sort of performance. As such, there is an ongoing debate whether the returns produced by actively managed funds justify the fees that are often charged including performance fees which can be significant.

Although tracker ISAs only match market benchmarks, they may offer you a lower cost way to invest your savings. This may be an attractive prospect for you, especially if you want to get the most out of your savings.

Why invest through an ISA

The issue with any investment is that you will have to pay tax on the returns that you receive. This means that your capital will not grow as quickly as you would like.

ISAs provide the opportunity to put aside a significant amount of money and earn tax-free interest at the same time. The tax-free interest ISA allowance for 2020-21 is £20,000.

As you can earn up to £20,000 tax-free interest with an ISA, it makes ISAs ideally suited towards shares, investment trusts or tracker funds.

In addition, ISA investing means that you will not have to complete a self-assessment upon receipt of the returns. This could save you a lot of hassle and time.


To qualify for a tracker ISA you need to be:

  • Aged 18 years or over
  • A UK resident and tax payer

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Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

Lifetime ISAs

Save for your first home and retirement

Compare Lifetime ISAs

Junior ISAs

Invest for your child’s future

Compare Junior ISAs: 

Stocks & Shares ISAs

Invest tax-free in stocks and shares 

Compare Stocks and Shares ISAs:

Latest News

5 Considerations for Your Next Investment ISA

15th March 2021

You've decided to invest your savings into a Stocks and Shares ISA. You'll be using your tax-free ISA allowance for this year before the deadline, while also investing your money for your future. But what do you need to consider before opening an account? We've put together a list of our top five considerations for you to think about before you click "apply". 

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Very informative, find myself a good ISA account with best return in terms of interest.


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ISA can be confusing at first and this site includes a useful and helpful introduction into the world of ISAs