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Share Dealing ISAs

Compare the latest share dealing ISAs

Share dealing ISAs allow you to invest in a variety of stocks, shares and other investment vehicles - all while sheltering any returns you make from income and capital gains tax. 

 

James Caldwell, Director

Share Dealing ISAs

With a share dealing ISA you can take control of your investments in the stock market and protect any profits you make from income tax or capital gains tax charges. Share dealing ISAs let you use your investment ISA allowance to buy and sell shares directly, in a tax-efficient way. They also offer flexibility and control over your investments - ideal for the confident investor who wants to manage their own funds.

The current 2013/14 stocks and shares ISA allowance is £11,520. Some of the different investments that you can use your share dealing ISA to invest in include stocks and shares, bonds, gilts, equities, and exchange traded funds.

Many share dealing ISA providers offer the option to trade online, which provides a quick and easy way to monitor, buy and sell shares from all over the world.

Choosing a share dealing ISA provider

Every share dealing ISA provider offers something different, so it's well worth doing some background reading before investing. The provider you choose will depend on your personal investment goals, attitude to risk, and the level of control you want to have over your funds.

If your priority is flexibility, some share dealing ISA providers offer…

• Online, phone or mobile app trading, so you can keep track of your investments wherever you are.
• No inactivity penalties, so you can leave your investments untouched without incurring any charges.
• A wide range of investment options to help you create a balanced portfolio and minimise risk.
• Both UK and international deals, allowing you to access a broader range of potential investment opportunities.
• Share price alerts to help you stay on top of the market easily.
• A nominee account which allows you to manage your investments all in one place while your ISA provider takes care of the administration.

If your priority is value for money, some share dealing ISA providers offer…

• Low or non-existent set-up fees.
• Low administration charges.
• Low minimum monthly investments.
• A quote-finding service to help you get the best price for your shares on the market.
• Discounts for frequent traders - for example, your individual dealing fee may be reduced if you complete a certain number of share transactions per month. So, if you make 20 or more deals in one month, you might receive a discount on each deal you make the following month.
• Discounts for regular investors - you may be offered a discount on dealing fees, provided that you regularly invest a certain amount each month.

Most providers tend to offer a mixture of the above benefits, so it's worth researching your options.