Santander UK plc is a British bank, wholly owned by the Spanish Santander Group. They have over 1,010 branches across the UK and is one of the UK’s leading personal financial services,
While Santander don’t currently offer a Stocks and Shares ISA, they do offer a range of other ISA options. Compare our tables for latest rates.
In this time of ever decreasing interest rates from banks, many people have turned to investing in order to make up the shortfall. There is an element of risk as there is no guarantee that you will make any profit and could even make losses on your money
However, investing has traditionally been a successful way to gain returns on your money and with many providers offering managed accounts with a portfolio to match your risk threshold, it has never been easier for beginners to start investing. This option also makes it very easy for busy people who don't have time to keep on top of managing a portfolio.
Most Investment accounts do take transfers in but check with your current provider to make sure there are no hidden charges for account closure which could result in significant losses.
Investment ISAs have the potential to provide better returns than any other savings account.
All Investment ISAs charge some kind of account fee. Make sure you check before you apply.
You can transfer from a Cash ISA in to a Stocks and Shares ISA and vice versa. Just watch out for early closure charges.
This type of account is not normally an investment in its own right but it does provide you with a platform to invest from. An investment ISA can hold money in order to invest in qualifying sources such as government bonds and corporate bonds as well as shares and stocks.
They are generally available as either self-select ISAs that allow you to invest directly into stocks and shares or as collective investment schemes. Stocks & shares ISA are referred to as ‘tax-efficient’ wrappers, as there is no capital gains tax to be paid on gains made on investments held within the wrapper.
This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
ISAs are a tax-advantageous way to save or invest, check out some of the ISA options below
There are a range of types of fund ISA
20th June 2017
People often ask: “what is the best investment ISA?” The answer to this question is not a simple one, with the best investment ISA for you depending on a number of factors.
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Very informative, find myself a good ISA account with best return in terms of interest.