- Protection Scheme: FSCS
- Fund Choice: Four unique PruFunds
- Invest From: £50 p.m. or £500 lump sum
- Investment Options: Lump sums, regular savings and ISA transfers
Why we like it: Choose from 4 unique PruFund Funds, each one with a different level of risk and managed by Prudential’s in-house experts, and you can keep track of your investments 24/7 using their online valuation service. Open with as little as £50 per month or a one off lump sum of £500. The application process takes around 10 minutes and they also have a simple transfer process if you already have ISAs that you wish to move across. Other benefits include one simple annual management charge and no exit fee.
- Counterparty: Investec Bank plc
- Term: 5 years
Why we like it: Fixed income, fixed term, monthly payments and your capital back unless the FTSE falls by more than 50%. By offering a high fixed income rather than a variable income based on the performance of the stock market, this plans offers something different to income seekers.
- 4.35% income paid regardless of the performance of the FTSE 100
- Monthly income
- Available for ISA, ISA transfer and direct investment
- Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
- Minimum investment £3,000
- An arrangement fee applies for this plan
- Product designed to be held for the full term
Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
- Term: 1-5 years
- Protection Scheme: Own Scheme
- Invest From: £10
- Currently 0% platform default rate
- Access to your capital
- Balance your level of risk
- Capital at risk
- Term: Easy Access
'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15
- Early withdrawals are permitted subject to loss of interest equivalent to the notice period
- Open account with £1000
Calculate your interest with this plan
- Term: 3 Years
'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15
- 1.85% gross/AER fixed for 3 years.
- £1,000 minimum opening balance
Calculate your interest with this plan
- Term: 3 Years
- Minimum deposit £500
- Available to individual applicants aged 16 or over
- Access to funds before the end of the term is subject to a fee equivalent to six months’ interest
Calculate your interest with this plan
'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15
- Term: 2 Years
- Minimum deposit £500
- Available to individual applicants aged 16 or over
- Access to funds before the end of the term is subject to a fee equivalent to six months’ interest
Calculate your interest with this plan
'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15
- Term: 1 Year
- Minimum deposit £500
- Available to individual applicants aged 16 or over
- Access to funds before the end of the term is subject to a fee equivalent to six months’ interest