Nutmeg Fully Managed Stocks and Shares ISA
- Protection Scheme: FSCS
- Fund Choice: Fully Managed Portfolios
- Invest From: Min. £500 single (+ £100 pm for ISAs below £5,000)
Why we like it: Get an intelligent stocks & shares ISA portfolio - Choose a portfolio that’s fully managed by our expert team, or one designed to remain steady and rebalance automatically. No tie-ins, no set-up fees, no exit charges. Easy, online set up in minutes. Start with as little as £500 (plus £100 per month for ISAs below £5,000). Simple fee structures – 0.25% to 0.75% depending on how much you invest, incl VAT. Plus, live chat, amazing customer support and brilliant investor tools and guides. Regulated by the FCA and protected by the FSCS. Capital at risk.
Investec FTSE 100 Enhanced Income Plan
- Counterparty: Investec Bank plc
- Term: 5 years
Why we like it: Fixed income, fixed term, monthly payments and your capital back unless the FTSE falls by more than 50%. This issue also has a DOUBLE ISA option which means you can arrange your 2016/17 ISA allowance (£15,240), as well as your 2017/18 ISA allowance (£20,000) at the same time. By offering a high fixed income rather than a variable income based on the performance of the stock market, this plans offers something different to income seekers.
- 5.04% income paid regardless of the performance of the FTSE 100
- Monthly income
- Available for ISA, ISA transfer and direct investment
- Capital is at risk if the FTSE 100 Index falls by more than 50% during the term and finishes lower than its starting value, in which case your initial investment will reduce by 1% for each 1% fall
- Minimum investment £3,000
- An arrangement fee applies for this plan
- Product designed to be held for the full term
Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
- Term: 1 - 5 Years
- Invest From: £10
Why we like it: Crowd2Fund’s Finance ISA is designed to make it easier for savers to invest while managing a diversified portfolio. You can transfer existing ISAs (Crowd2Fund will help you do this) and earn an estimated 8.7% APR* return tax free.
- Currently 0% platform default rate
- Access to your capital
- EIS, SEIS & IFISA tax relief
- Balance your level of risk
- *Capital at risk
- Peer to peer lending is not covered by the FSCS
Stocks & Shares ISA
from Charles Stanley
- Protection Scheme: FSCS
- Fund Choice: 1,500+ funds
- Invest From: £50 per month or £500 single
Why we like it: Invest through an award winning FTSE company, with extensive research and analysis and competitive charges. Choose from a range of investments including shares, funds, gilts, bonds, investment trusts and ETFs.
35 Day Notice Cash ISA
from Bank of Cyprus
- Term: Easy Access
Why we like it: Bank of Cyprus UK offer a great Easy Access ISA with a top rate of interest. You are covered by the UK FSCS scheme.
- Access to funds subject to 35 days notice
- Open account with £500