ISA Rates

ISA Rates

 

ISA rates vary depending on the type of ISA you choose. At ISA.co.uk we have a range of different ISAs for you to choose from, ranging from Cash ISAs to Stocks & Shares ISAs, with ideas for both income and growth.

 

Use the tables below to compare the ISA rates available:

 

Cash ISAs

Provider	Account	Interest Rate (AER)	Term	Apply
	3 Year Fixed Rate Cash ISA	up to 4.20%	3 Years	Apply Now >
	Earn 4.20% Gross/AER when you transfer in or 3.80% Gross/AER standard rate. £1,000 minimum deposit. Transfers allowed from other cash ISAs.
	3 Year Fixed Rate Cash ISA	up to 4.20%	3 Years	Apply Now >
	Earn 4.20% Gross/AER when you transfer in, or 3.80% Gross/AER standard rate. £1,000 minimum deposit. Transfers allowed from other cash ISAs.
	Fixed Rate Cash ISA - 3 years	3.70%	3 Years	Apply Now >
	Cash ISA with a fixed rate of 3.70% AER for 3 years. £500 minimum balance. No withdrawals or additional deposits.

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* Income payments are dependent upon the FTSE 100 Index

 

 

Structured Income ISAs

	Product Name	ISA Option	Income Yield	Term	More Info
	FTSE Income Deposit Plan		7.50% per annum	6 Years	More Info >
	A 6 year capital protected structured deposit plan with the potential to pay 7.5% annual income. Backed by the Royal Bank of Scotland. Also available as a cash ISA and for ISA transfer.
	FTSE 100 Bonus Income Plan		7.50% per annum	5 years	More Info >
	5 year structured investment plan paying an income of 7.50% annually, including a potential annual bonus of 0.5%. Also available as a monthly income option, Stocks & Shares ISA investment and ISA transfer.
	FTSE Income Plan		5.80% per annum	3 years	More Info >
	3 year structured income plan with a fixed quarterly income return of 1.45% gross. Equivalent to 5.80% gross per year. Not available for ISA investment.

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The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below. 

 

 

Structured Growth ISAs

	Product Name	ISA Option	Maximum Potential Return	Term	More Info
	FTSE 100 Enhanced Kick Out Plan Investec Version		13.50% per annum	Up to 5 years	More Info >
	Structured investment plan with the potential to mature after years 1, 2, 3 and 4. If the plan matures early it will return 13.5% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
	FTSE Bonus Growth Plan		12.50% per annum	Up to 6 years	More Info >
	6 year structured investment plan with the potential to mature early, returning the greater of 12.5% for each year the plan is in place, or the highest return from the FTSE, measured daily. Also available for Stocks & Shares ISA and ISA transfer
	Early Bonus Plan		11.00% per annum	Up to 6 years	More Info >
	A 6 year structured investment plan with the potential to mature early, paying 11% for every year the plan is active. Also available for Stocks & Shares ISA and ISA transfer.
	FTSE 5 Quarterly Defensive Plan		4.25% per quarter	5 Years	More Info >
	A 5 year structured investment plan with the potential to return 4.25% x the number of quarters the Plan has been active.
	FTSE Booster Plan		60%	6 years	More Info >
	6 year structured investment plan that offers a fixed growth return of 60% even if the FTSE 100 falls. Also available for Stocks & Shares ISA and ISA transfer.
	FTSE 100 Geared Returns Plan		80%	5 years	More Info >
	5 year structured investment plan with the potential to receive a defined return of 80%. Also available for Stocks & Shares ISA and ISA transfer.
	Growth Plan		60%	5 years	More Info >
	A 5 year structured investment plan which aims to provide a defined return of 60% at maturity. Also available for Stocks & Shares ISA and ISA transfer.
	FTSE 100 Accelerated Growth Plan		No limit	5 years	More Info >
	5 year structured investment plan with the potential to return 2.2 x any growth in the FTSE 100 Index after 5 years. Also available for Stocks & Shares ISA and ISA transfer.
	FTSE Protected Growth Plan		35%	6 years	More Info >
	A 6 year capital protected structured investment plan that offers a potential early exit return of 35%. Also available for Stocks & Shares ISA and ISA transfer.
	Inflation Protected Deposit Bond		RPI Tracker	5 years	More Info >
	5 year capital protected structured deposit plan offering 100% of any growth in the Retail Prices Index with no cap (minimum return of 16%). Also available for Cash ISA and Cash ISA transfer.
	FTSE 100 3 Year Deposit Plan		19%	3 years	More Info >
	3 year capital protected deposit plan with the potential to receive a defined return of 19%. Also available for Cash ISA and Cash ISA transfer.
	FTSE 100 Deposit Growth Plan		No limit	5 years	More Info >
	5 year capital protected structured deposit plan which aims to return 1.0 x any FTSE 100 growth. Also available for Cash ISA and Cash ISA transfer.
	Enhanced Growth Plan		40%	6 years	More Info >
	6 year capital protected structured deposit plan which aims to return 5 x any FTSE 100 growth capped at 40%. Also available for Cash ISA and Cash ISA transfer.
	Growth Deposit Bond		50%	6 years	More Info >
	6 year capital protected structured deposit plan which returns the greater of 8.00% or 1 x any FTSE 100 growth, capped at 50%. Also available for Cash ISA and Cash ISA transfer.
	Annual Locked-In Return Plan		36%	6 years	More Info >
	6 year capital protected structured deposit plan which aims to return 6% annual growth capped at 36%. Also available for Cash ISA and Cash ISA transfer.
	FTSE 100 Kick Out Deposit Plan - Option 1		6.00% per annum	Up to 5 years	More Info >
	Capital protected structured deposit plan with the potential to mature after years 1, 2, 3, and 4. If the plan matures early it will return 6% times the number of years the plan has been in force. Also available for Cash ISA and Cash ISA transfer.
	FTSE 100 Kick Out Deposit Plan - Option 2		6.25% per annum	Up to 5 years	More Info >
	Capital protected deposit plan with the potential to mature after years 2, 3, 4 and 5. If the plan matures early it will return 6.25% times the number of years the plan has been in force. Also available for Cash ISA and Cash ISA transfer.
	Moneybuilder		5.75% per annum	6 years	More Info >
	A 6 Year capital protected structured deposit growth plan with the potential to pay 5.75% pa, up to a maximum of 34.5% over 6 years at maturity. Also available for Cash ISA and ISA Transfer.

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The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below. 

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

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