Time is ticking on the 2010  ISA clock. With only 5 weeks left to to take advantage of the 2009-2010 tax break, there is not a better time to consider an isa. Applying online to getting an isa set up will take about 10 days on average so best to act quickly. There are a wide range of isas open to people at the moment,  with most offering generous rates and the new isa limits.