skip to main content
Homepage /

ISA Investment Limits

The Very Latest Investment ISA rates
Easy Access Cash ISAs

30 Day Notice Cash ISAs

from Aldermore

Interest Rate (AER) 0.80%
  • Term: Easy Access

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • Open account with £1000

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Instant ISA Saver

from Nationwide

Interest Rate (AER) 0.50%
  • Term: Instant Access
  • Instant access
  • Minimum deposit £1
  • Open and manage your account online or in branch
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be 16 or older

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)
Fixed Rate Cash ISAs

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.25%
  • Term: 3 Years

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

  • 1.85% gross/AER fixed for 3 years.
  • £1,000 minimum opening balance

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

3 Year Fixed Rate Cash ISA

from Bank of Cyprus

Interest Rate (AER) 1.28%
  • Term: 3 Years


  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.20%
  • Term: 2 Year

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

2 Year Fixed Rate Cash ISA

from Bank of Cyprus

Interest Rate (AER) 1.23%
  • Term: 2 Years


  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.00%
  • Term: 1 Year

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

1 Year Fixed Rate Cash ISA

from Bank of Cyprus

Interest Rate (AER) 1.13%
  • Term: 1 Year


  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

ISA Investment Limits

Within an Investment ISA you can save up to £20,000 during the 2017/18 tax year.

You are able to split your allowance between the three types of ISA or consolidate your limit in to one manageable account.

ISA allowance limits apply to everyone on an individual basis, so if you’re married or in a relationship, you can both hold your own ISA, each with the full allowance.

What do Investment ISAs offer?

Stocks and Shares ISA

  • Possibly gain much higher returns than on a Cash ISA
  • Some risk involved, you could withdraw less than you deposited
  • Ready-made portfolios, managed accounts and risk assessed options are available to make investing easy

    Innovative Finance ISA

  • Potentially receive a higher rate of interest than a standard Cash ISA
  • Peer to Peer lending is fully regulated by the Financial Conduct Authority
  • Some risk involved
  • Currently over £5+ billion has been lent in the UK and its only growing
  • How to Choose the Best ISA?

    Choosing the best ISA can be difficult, particularly when there are so many options to choose from. Many people are torn between investing their full ISA allowance in to one ISA or splitting it between Cash, Stocks and Shares and Innovative Finance ISA accounts.

    The answer purely depends on your financial circumstances and your savings goals. However, by comparing the options available then you should be able to make a decision on what works best for you.

    Having a limited tax-free allowance does mean that pooling your money in to one kind of ISA can make sense. It’s manageable and a larger amount will incur more interest.

    The low interest rates currently offered by banks has meant that more people than ever before are considering investing their money in Stocks and Shares or Innovative Finance in hope of higher returns. Traditionally, investing has always reaped higher rewards but the element of risk involved means that you could also be left with less than you originally invested.

    While many people are put off by this, with many platforms offering ready-made portfolios and options where your funds are managed for you, it’s really never been easier to start investing.

    Cash ISAs

    ISAs are a tax-advantageous way to save or invest, check out some of the ISA options below

    ISAs Products

    Fund ISAs

    There are a range of types of fund ISA

    Fund ISAs: 

    Stocks & Shares ISAs

    Types of Stocks and Shares ISA include: 

    Stocks and Shares ISAs

    Latest News

    How to choose the best ISA?

    7th April 2017

    You can invest your full ISA allowance of £20,000 into one ISA or split your allowance between the three types of ISA available. Cash, Stocks and Shares and Innovative Finance. However, this leaves the question of how to choose what works best for you?

    Newsletter Signup

    Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

    About us

    ISA.co.uk is a trading style of Fair Investment Company.

    We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

    About us

    4.89 Average

    35 Reviews

    Paul

    Very informative, find myself a good ISA account with best return in terms of interest.

    Anonymous

    Easy to navigate, all required information was to hand. Professional looking site!

    Jessica Esa

    ISA.co.uk has a really attractive and simplistic design. I've found it easier to use than other similar comparison sites. The products are simply described, it's informative and the pros and cons are really clear. Great website.

    Sue

    Easy to use website and up to date. Saved the link on my tablet.

    Rob Holden

    The website was very useful and informative.

    Andrew Johnson

    ISA can be confusing at first and this site includes a useful and helpful introduction into the world of ISAs

    Crowd2Fund

    Excellent website - clear and helpful information about different products - and a trustworthy partner.

    Anonymous

    Quick and professional service provided

    Anonymous

    Very insightful and easy to navigate.. would recommend to anyone interested

    Helen Belcher

    Clear concise information that was easy to understand!

    Sue

    Easy to use website and up to date. Saved the link on my tablet.

    Adam

    simple, informative and clear - found what I was looking for straight away. Thank you.

    Steve

    Really simple to use and all the information was clear with lots of products available. The interest calculator was really handy too. Have bookmarked and will definitely use again.

    Marion

    Very helpful site for my investment isa

    Hannah Gordon

    This was a really user-friendly site, and was very helpful when it came to comparing accounts and choosing my 2016 ISA.

    Sue

    Easy to use website and up to date. Saved the link on my tablet.

    Anonymous

    If you wish to invest in an ISA this site has it all. A super comprehensive range of simply explained products from all the major companies.

    Cristina Iacob

    Very knowledgeble company with an extensive range of services, a great website with loads of useful information.

    Jessica Morley

    Really informative and easy to use site. Information is laid out very clearly and comparisons have all the plus & minuses I'm interested in, so makes me feel like I am making an informed decision. There was also a lot of additional information which would be incredibly helpful to someone completely new to ISAs who wanted to read up on the basics.

    Sam H

    excellent website, helped me to understand how i can get started with ISA's and helped me to narrow down great deals!

    Anonymous

    Nice graphics and easy to navigate