skip to main content
Investment ISAs /

Junior Investment ISA

The Very Latest Investment ISA rates
Junior ISAs

One Family Junior ISA

from OneFamily

Regular Savings
  • Investment Options: From £10 a month

Apply online and receive a £30 Amazon e-voucher (T&C’s apply – see OneFamily website for details). Choice of two managed investment funds - Family Balanced International Fund or Family Charities Ethical Trust Fund. You choose how much you want to pay in, and when. From £10 to £355 a month up to £4,260 in the 2018/2019 tax year. Easy to manage: 24/7 Online Account Management and a friendly UK based call centre. Transfers from cash or stocks and shares Junior ISAs or exisiting child trust funds accepted, with a value of at least £500. Winner of the 2016 Moneyfacts Award for Best Junior ISA Provider.

Friendly Junior ISA

from Shepherds

Regular Savings
  • Investment Options: Invest from £10 a month or a £100 deposit

Why we like it: Your child’s money will be invested on your behalf through a fund manager and it will be invested primarily in stocks and shares, with the aim of achieving higher growth over the long-term than might be available by saving in a cash-based Junior ISA.

Junior Stocks and Shares ISA

from Hargreaves Lansdown

Regular Savings
  • Investment Options: Invest from £25 per month or deposits of £100.

Why we like it: Invest for your child from £25 pm tax free. A wide range of top performing funds to choose from. The annual charge for holding investments in a Hargreaves Lansdown Junior ISA is never more than 0.45%. Your dealing and other charges will depend on the investments you choose.

Compare Junior Investment ISA's

Investing for a child is a very important part of being a parent and doing it in the most efficient way is a sensible idea.

An ISA is a way to invest tax-efficiently. You will be able to invest up to the tax allowance each year for your child. The account can be opened by a parent or guardian and all proceeds are invested on behalf. 

There are two ISA options available for young people:

Junior Cash ISA

This is a safer option than the Stocks and Shares ISA as your capital is not a risk. However, low interest rates means your savings will have limited growth.

Once the child is 18, the child will be able to access the full amount of money.

Junior Stocks & Shares

These ISAs allow you to invest for your child. As long as the child doesn’t already hold a child trust fund, they can be opened by the child’s parent or guardian with the proceeds being invested on behalf of the child. The funds have to be invested for at least 5 years, so if your child is over 13, a Junior Stocks & Shares ISA might not be suitable.

Once the child reaches 18, the plan can be cashed in or transferred to an adult ISA, but the plan cannot be accessed or cashed in before this time.

In these plans your capital is not protected meaning there can be fluctuations in the capital value of the plan, which can vary dependent on the risk category of the funds invested in. This means that there is a risk that the plan may not be worth as much as has been paid in on maturity.

Some Popular Junior ISAs

Hargreaves Lansdown Junior ISA

Features:
  • Opening an account online takes less than five minutes, and you can start from just £25 per month or a £100 lump sum
  • You can view and manage your child’s investments online or using Hargreaves Lansdown's award-winning app, and see all of your family accounts in one place
  • Friends and family can contribute through regular or one-off payments (up to the current £4,128 limit for the 2017/18 tax year)
  • A wealth of expert investment research is available, helping you make the most of this investment in your child’s future
  • Existing Child Trust Funds can be easily transferred into Hargreaves Lansdown Junior ISAs

Fidelity Stocks and Shares Junior ISA

This account allows you to hold your investments in cash. This means if you're concerned about the market's prospects you can shelter your money in cash, then move it quickly and easily to investments when you believe the markets have more potential

Features:
  • View and manage the account online, 24 hours a day with our online Account Management service
  • Once set up, anyone can contribute to a child’s account at any time, up to the annual limit
  • The money is invested and locked away until the child is 18. When the child is 18 it becomes their ISA and they assume full control
  • A full range of investments to choose from

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

How can the best 1-year Cash ISA work for me?

19th March 2019

It’s your last chance to get some savings locked away in a Cash ISA for this tax year. But you need to act quickly: some providers need to receive online applications by Thursday 21 March, in order to receive any documents they request from you, and your money, by 28 March.

Newsletter Signup

Sign up to our Newsletter to get exclusive news and offers direct to your inbox.

About us

ISA.co.uk is a trading style of Fair Investment Company.

We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

About us

4.89 Average

36 Reviews

Jen

I found the way the different options are presented very clear - much more useful than some other comparison sites. I sent it to my daughter as well.

Paul

Very informative, find myself a good ISA account with best return in terms of interest.

Anonymous

Easy to navigate, all required information was to hand. Professional looking site!

Jessica Esa

ISA.co.uk has a really attractive and simplistic design. I've found it easier to use than other similar comparison sites. The products are simply described, it's informative and the pros and cons are really clear. Great website.

Sue

Easy to use website and up to date. Saved the link on my tablet.

Rob Holden

The website was very useful and informative.

Andrew Johnson

ISA can be confusing at first and this site includes a useful and helpful introduction into the world of ISAs

Crowd2Fund

Excellent website - clear and helpful information about different products - and a trustworthy partner.

Anonymous

Quick and professional service provided

Anonymous

Very insightful and easy to navigate.. would recommend to anyone interested

Helen Belcher

Clear concise information that was easy to understand!

Sue

Easy to use website and up to date. Saved the link on my tablet.

Adam

simple, informative and clear - found what I was looking for straight away. Thank you.

Steve

Really simple to use and all the information was clear with lots of products available. The interest calculator was really handy too. Have bookmarked and will definitely use again.

Marion

Very helpful site for my investment isa

Hannah Gordon

This was a really user-friendly site, and was very helpful when it came to comparing accounts and choosing my 2016 ISA.

Sue

Easy to use website and up to date. Saved the link on my tablet.

Anonymous

If you wish to invest in an ISA this site has it all. A super comprehensive range of simply explained products from all the major companies.

Cristina Iacob

Very knowledgeble company with an extensive range of services, a great website with loads of useful information.

Jessica Morley

Really informative and easy to use site. Information is laid out very clearly and comparisons have all the plus & minuses I'm interested in, so makes me feel like I am making an informed decision. There was also a lot of additional information which would be incredibly helpful to someone completely new to ISAs who wanted to read up on the basics.

Sam H

excellent website, helped me to understand how i can get started with ISA's and helped me to narrow down great deals!

Anonymous

Nice graphics and easy to navigate

Dr Alan Rogan BSc PhD FCIOB FCABE Eur Ing

Good advice and professional approach

Razvan

Very helpful for getting my annual ISA

Oliver

Contemporary, easy to read and up to date.

Jonny Doulton

Clear, concise and very professional outfit with an excellent choice of market leading deals.

Julie

A very informative website, with lots of ideas to help make my choice.

Paul Tissington

ISA.co.uk not only helped narrow down my choices for a Junior ISA but also provided additional practical information that helped demystify the whole process.

Sunil Karadia

Just the site I needed, I have been looking for a suitable ISA for a while, but as there are so many to choose from, find it difficult to find the right one for me.

James Weatheritt

I found the information on ISA.co.uk very helpful and easy to understand. The site is easy to navigate and find what you're looking for.

Lisa Holden

I found ISA.co.uk very insightful and easy to navigate through. The content was useful and helped me make my ISA decision.

Neta Pourhosseini

I thought the information provided was easy to understand and very informative, I would recommend to friends for deffinite.

Emma Caldwell

Found a good isa option for my son.

Robert Murray

Great selection of Isa products, useful information and a very user friendly site

Oliver Roylance-Smith

The place to go for all things ISA related. A great range of ideas for Cash and Investment ISAs. Easy to use.

J Caldwell

Very helpful site. Good range of options for my 2016/17 ISA.