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Income Fund ISAs

Great income funds with low charges
Income fund ISAs give you the opportunity to invest your ISA allowance in plan that offers the maximum potential for regular income, without paying tax on any returns you make. Compare income fund ISAs using our Fund Supermarket and find out how you could save on charges.

Investment Fund Supermarket ISAs

AXA Self Investor ISA

from AXA

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 1250 Funds To Choose From
  • Invest From: £50 per month

Why we like it: Low cost investing that lets you take control of your own investments online. Choose from over 1,250 funds or All-in-One funds managed to different risk levels. 

DIY Fund ISA

from Standard Life

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2,500 Funds To Choose From
  • Invest From: £50

Why we like it: Let award winning experts manage your funds with the Easy Option ISA or choose your own funds with the DIY Option ISA with over 2,500 funds to choose from. Start investing from as little as £50 per month and manage your account online.

Stocks & Shares ISA

from Barclays

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: 2,000+ funds
  • Invest From: £50 per month or just £5 single

Why we like it: Barclays Stockbrokers has been voted 'Best Execution-Only Broker' at the Shares Awards 2015. Choose from over 2,000 funds, shares, ETFs, investment trusts, gilts, bonds and more.

Peer to Peer Lending ISAs

CROWD2FUND

from CROWD2FUND

Allows ISA Transfers
Regular Savings
Interest Rate Earn an estimated 8.70% APR on your investments
  • Term: 1 - 5 Years

Why we like it: Crowd2Fund’s Finance ISA is designed to make it easier for savers to invest while managing a diversified portfolio. You can transfer existing ISAs (Crowd2Fund will help you do this) and earn an estimated 8.7% APR* return tax free.

  • Currently 0% platform default rate
  • Access to your capital
  • EIS, SEIS & IFISA tax relief
  • Balance your level of risk
  • *Capital at risk

Investment Fund ISAs

Invesco Perpetual Monthly Income Plus Fund

from Invesco Perpetual

Income Yield 5.68%

Income Paid Monthly. Popular income fund that aims to achieve a high level of income whilst seeking to maximise total return through investing in Government bonds and UK equities. You can access this fund through the Standard Life Fund Supermarket.

Henderson Preference and Bond

from Henderson

Income Yield 4.90%

Income Paid Quarterly. To provide a return by investing primarily in sterling denominated preference shares, Government securities, corporate bonds, Eurobonds and other bonds. You can access this fund through the Standard Life Fund Supermarket.

Woodford Equity Income Fund

from Woodford

Income Yield 3.70%

Income Paid Quarterly.The fund’s investment objective is to provide investors with long-term appreciation through investing in stocks primarily listed on the UK stock exchanges. You can access this fund through the Standard Life Fund Supermarket.

Selected ISAs

UK Tracker Fund

from Scottish Friendly

ISA Option
Regular Savings
  • Term: 5 years+
  • Protection Scheme: Your money is protected by the Financial Services Compensation Scheme
  • Fund Choice: UK Tracker Fund ISA
  • Invest From: £10 pm
  • Investment Options: You can stop, restart, raise or lower contributions whenever you like.

Why we like it: Straightforward regular saving ISA plan invested in the Scottish Friendly UK Tracker fund which invests in companies such as Tesco, Marks and Spencer and BT.

Share Dealing ISAs

IG Share Dealing ISA

from IG

  • Trade From (frequent trader rate): £5.00
  • Trade From (standard trader rate): £8.00

Why we like it: IG provide great value at £5 per trade if you placed 10 trades in the prior month. Pay no more than £8 per trade on UK shares. Over 5,000 international shares to choose from. No ISA transfer fees.

Barclays Share Dealing ISA

from Barclays

  • Trade From (frequent trader rate): £5.95
  • Trade From (standard trader rate): £11.95

Why we like it: ADVFN 2016 Self Select ISA Provider of the year. Trade from £5.95 to £11.95 per deal online. Advanced trading tools - Level 1 and 2 access.

AJ Bell Youinvest ISA

from AJ Bell

  • Trade From (frequent trader rate): £4.95
  • Trade From (standard trader rate): £9.95

Place 10 deals or more per month and pay only £4.95 per online deal in the next month. Place less than 10 deals per month and pay £9.95 per online deal in the next month.

Trading Account

from TD Direct

  • Trade From (frequent trader rate): £5.95
  • Trade From (standard trader rate): £12.50

Trade on their lowest trading rate of £5.95 for your first 3 months. £0 account fee available. Money Awards Best Online Share Dealing Provider 2014.

Investment Growth Plan ISAs

Investec FTSE 100 Enhanced Kick Out Plan

from Investec

Allow ISA Transfers
Maximum Potential Return 10.00% per annum
  • Counterparty: Investec Bank plc
  • Term: Up to 6 years
  • 10% for each year (not compounded) provided the FTSE 100 finishes higher than its starting value (subject to averaging)
  • Potential to mature early, from year 1 onwards
  • Available for 2016/17 ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index falls by more than 50% during the term and finishes lower than its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • Product designed to be held for the full term

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Investec FTSE 100 Defensive Growth Plan

from Investec

Allow ISA Transfers
Maximum Potential Return 35.00% after 6 years
  • Counterparty: Investec Bank plc
  • Term: Up to 6 years
  • 35% after 6 years provided the FTSE 100 finishes above 50% of its starting value
  • Available for 2016/17 ISA and ISA transfers
  • Capital is at risk if the FTSE 100 Index has fallen by more than 50% at maturity from its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • Product designed to be held for the full term

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Investec FTSE 100 3 Year Defined Growth Plan

from Investec

Allow ISA Transfers
Maximum Potential Return 25.00%
  • Counterparty: Investec Bank plc
  • Term: 3 years
  • ISA transfers accepted
  • Also available to businesses, charities and trusts
  • Capital At Risk Product*

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Investec FTSE 100 Step Down Kick Out Plan

from Investec

Allow ISA Transfers
Maximum Potential Return 8.25% per annum
  • Counterparty: Investec Bank Plc
  • Term: Up to 6 years
  • 8.25% for each year (not compounded) provided the FTSE 100 finishes above kick out level
  • Kick out level reduces from 100% to to 80% over the term
  • Potential to mature early, from year 2 onwards
  • Available for 2016/17 ISA, ISA transfer and direct investment
  • Capital is at risk if the FTSE 100 Index falls by more than 50% during the term and finishes lower than its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • Product designed to be held for the full term

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Income Fund ISAs

Income fund ISAs offer you the flexibility to make the most of your ISA allowance in a way that suits you - choose from income funds that invest in equities or funds that invest in corporate bonds. If you're looking to earn an income from your investment, there's a wide range of income fund ISAs to choose from. These can help you to reach your personal investment goals. Compare the latest income fund ISAs in the table above to find the right one for you.

What is an income fund ISA?

An income fund ISA is a way of using your ISA allowance with the aim of providing you with a regular tax-efficient income payment on your investment or savings. Income may be paid on a quarterly, semi-annual or annual basis, so you can choose an option to suit your savings goals.You are permitted to invest all or part of this amount in an investment ISA, or some of this amount in a cash ISA and the remainder in stocks and shares.

Why invest in an income fund ISA via our Fund Supermarket?

  • Low charges - Many of the income funds available to you can be accessed at no initial charge. What's more, many annual management charges offer a discount of up to 0.20% per year.
  • Great choice of funds - Over 1500 funds to choose from including leading UK income fund managers such as Invesco Perpetual, Jupiter and Fidelity.
  • Management of your funds online - Our Fund Supermarket service provides you with online access so you can monitor your investment funds 24/7, wherever you are.
  • Customer Services Team - We are here to help you if you have any queries.

What type of income funds are available?

  • You can select income funds covering all major geographical regions of the world.
  • There are a variety of income funds to choose from, with different investment risk profiles and growth objectives. Choose from income equity funds, bond funds, property funds, specialist funds, and cash funds.

Can I transfer my existing income fund ISAs into your Fund Supermarket?

Yes, this is straightforward. Request our Fund Supermarket brochure pack for more details.

Request Fund Brochure by Post

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

Cash ISAs

ISAs are a tax-advantageous way to save or invest, check out some of the ISA options below

ISAs Products

Fund ISAs

There are a range of types of fund ISA

Fund ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

Over 500,000 Help To Buy ISAs Opened Since Launch

13th July 2016

If you are saving to buy your first home, save money into a Help to Buy ISA and the government will boost your savings by 25%. So, for every £200 you save, receive a government bonus of £50. The maximum government bonus you can receive is £3,000.

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