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Investment ISAs

Compare Investment ISAs

Growth Investment ISA Selection
ProviderPlan NameCounterpartyISA OptionTermMaximum Potential ReturnMore Info

FTSE 100 Enhanced Kick Out PlanInvestec Bank plcyesUp to
6 years

9.25%

per annum

More Info >
  • 9.25% for each year (not compounded) provided the FTSE 100 finishes higher than its starting value (subject to averaging)
  • Alternative collaterised options also available returning a potential 7.75% / 7.25% 
  • Potential to mature early, from year 1 onwards
  • Available for NISA, NISA transfer and direct investment
  • Investment deadline NISA transfers - 19 June 2015 
  • Investment deadline for direct and NISA - 3 July 2015 
  • Capital is at risk if the FTSE 100 Index falls by more than 50% during the term and finishes lower than its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term

FTSE 3 Consolation Kick Out PlanCommerzbank AGyesUp to
6 years

17.0%

per annum

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  • 17% after 12 months, or 17% plus an additional 8.5% for each six months thereafter provided three FTSE 100 stocks finish equal to or higher than their start levels
  • Potential to mature early every six months, from 12 months onwards
  • If plan does not mature early a consolation fixed return of 40% paid, provided capital return barrier not breached 
  • Available for NISA, NISA transfer and direct investment
  • Investment deadline NISA transfers - 15 May 2015
  • Investment deadline for direct and NISA by cheque - 27 May 2015
  • Investment deadline for direct and NISA by bank transfer - 4 June 2015
  • Capital is at risk if one or more stocks has fallen by more than 50% at maturity from their starting value, in which case your initial investment will reduce by 1% for each 1% fall of the lowest performing stock
  • Minimum investment £15,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term

FTSE 100 Defensive Kick-Out PlanInvestec Bank plcyesUp to
6 years

7.75%

per annum

More Info >
  • 7.75% for each year (not compounded) provided the FTSE 100 finishes above 90% of its starting value
  • Potential to mature early, from year 3 onwards
  • Available for NISA, NISA transfer and direct investment
  • Investment deadline NISA transfers - 19 June 2015
  • Investment deadline for direct and ISA - 3 July 2015 
  • Capital is at risk if the FTSE 100 Index has fallen by more than 50% at maturity from its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term

FTSE Defensive Digital PlanRoyal Bank of Canadayes6 years

44%

at end of term

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  • Fixed return of 44% if FTSE above 85% of start level
  • Available for NISA, NISA Transfer and Direct Investment
  • Investment deadline for NISA transfers - 15 May 2015
  • Investment deadline NISA & non-NISA investments by cheque - 27 May 2015
  • Investment deadline NISA & non-NISA investments by bank transfer - 4 June 2015
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £10,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term

FTSE Defensive Kick Out PlanCommerzbank AGyesUp to
6 years

7.5%

per annum

More Info >
  • Potential early maturity return of 7.5% x the number of years the plan has been active
  • Maximum 6 year structured investment plan
  • Potential for early maturity from year 2
  • Kick out level required reduces by 10% over term of plan
  • Available for NISA, NISA transfer and direct investment
  • Investment deadline for NISA transfers - 19 May 2015
  • Investment deadline for direct & NISA applications by cheque - 28 May 2015
  • Investment deadline for direct &NISA applications by bank transfer - 3 June 2015
  • Capital at risk
  • Repayment of your capital and payment of any return depends on the performance of the FTSE 100 Index and the ability of the counterparty Commerzbank AG to pay at maturity
  • Arrangement fee applies
  • If you decide to sell the plan early, you may get back less than your original investment
  • May close early if oversubscribed
Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. Income and growth returns are not guaranteed. There is a risk of losing some or all of your initial investment due to the performance of the underlying Index or commodity. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Investment ISAs

 

Investment ISAs can include provide the potential for tax-efficient returns and the opportunity for growth or income or both.

Investment ISAs are where returns are linked to an underlying asset where future returns are not guaranteed but where the prospect of future returns over the longer return generally provide better prospects than cash.

Examples of investment ISAs include ISAs that invest in equities, bonds, investment funds, structured products.

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

www.isa.co.uk is a trading name of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.