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Investment ISAs

Compare Investment ISAs

Growth Investment ISA Selection
ProviderPlan NameCounterpartyISA OptionTermMaximum Potential ReturnMore Info

FTSE 4 / FTSE 100 Defensive Kick Out PlanCredit Suisse AGyesUp to
6 years
17%
after 18 months
More Info >
  • 17% after 18 months, or 17% plus an additioanl 6% for each six months thereafter provided four FTSE 100 stocks finish equal to or higher than the required kick out level
  • Potential to mature early every six months, from 18 months onwards
  • Kick out level reduces from 100% to 75% over the term
  • Available for NISA, NISA transfer and direct investment
  • Investment deadline NISA transfers - 22 September 2014
  • Investment deadline for direct and NISA by cheque - 30 September 2014
  • Investment deadline for direct and NISA by bank transfer - 6 October 2014
  • Capital is at risk if one or more stocks has fallen by more than 40% at maturity from their starting value, in which case your initial investment will reduce by 1% for each 1% fall of the lowest performing stock
  • Minimum investment £5,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term

FTSE 100 Enhanced Kick Out PlanInvestec Bank plcyesUp to
6 years
10.25%
per annum
More Info >
  • 10.25% for each year (not compounded) provided the FTSE 100 finishes higher than its starting value (subject to averaging)
  • Alternative collaterised option also available returning a potential 8%
  • Potential to mature early, from year 2 onwards
  • Available for NISA, NISA transfer and direct investment
  • Investment deadline NISA transfers - 24 October 2014 
  • Investment deadline for direct and NISA - 7 November 2014
  • Capital is at risk if the FTSE 100 Index falls by more than 50% during the term and finishes lower than its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term

UK Kick-out PlanAviva plc, Barclays Bank plc, Lloyds Bank plc, and The Royal Bank of Scotland plcyesUp to
6 years
8.8%
per annum
More Info >
  • 8.8% for each year (not compounded) provided the FTSE 100 finishes equal to or higher than its starting value
  • Potential to mature early, from year 2 onwards
  • Available for NISA, NISA transfer and direct investment
  • Investment deadline stocks and shares NISA transfers - 3 October 2014
  • Investment deadline for cash NISA transfers - 10 October 2014
  • Investment deadline for direct and NISA - 24 October 2014
  • Capital is at risk if the FTSE 100 Index falls by more than 50% during the term and finishes lower than its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £10,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term

FTSE Defensive Kick Out Growth PlanMorgan StanleyyesUp to 6 years8%
per annum
More Info >
  • 8% for each year (not compounded) provided the FTSE 100 finishes at least 95% of its starting value
  • Potential to mature early, from year 2 onwards
  • Available for NISA, NISA Transfer and Direct Investment
  • Investment deadline for NISA transfers - 7 November 2014
  • Investment deadline NISA & non-NISA investments - 14 November 2014
  • Capital is at risk if the FTSE 100 Index falls by more than 50% during the term and finishes lower than 95% of its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term

FTSE Defensive Supertracker PlanMorgan Stanleyyes6 years62%More Info >
  • Return of 3.1 x FTSE 100 growth above 90% of initial level, capped at 62%
  • Available for NISA, NISA Transfer and Direct Investment
  • Investment deadline for NISA transfers - 7 November 2014
  • Investment deadline NISA & non-NISA investments - 14 November 2014
  • Capital is at risk if the FTSE 100 Index has fallen by more than 50% at maturity from its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term

Defensive Enhanced Returns PlanInvestec Bank plcyes6 years66% fixed, or 100% growth in FTSE 100 (no limit)More Info >
  • Target return of 66% gross or 100% of any growth in the Index if higher
  • Alternative collaterised option returning a potential 50%/100%
  • Available for NISA, NISA transfer and direct investment 
  • Investment deadline for NISA transfers - 24 October 2014
  • Investment deadline for direct and NISA - 7 November 2014
  • Capital is at risk if the FTSE 100 Index falls by more than 50% during the term and finishes lower than its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term

UK Growth PlanAviva plc, Barclays Bank plc, Lloyds Bank plc, and The Royal Bank of Scotland plcyes6 years10 x FTSE
(60% cap)
More Info >
  • Return of 10 x FTSE 100 growth, capped at 60%
  • Available for ISA, ISA Transfer and Direct Investment
  • Investment deadline for cash NISA transfers - 3 October 2014
  • Investment deadline for stocks and shares NISA transfers - 10 October 2014
  • Investment deadline NISA & non-NISA investments - 24 October 2014
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £10,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term

Dual Option Kick Out PlanBNP ParibasyesUp to
6 years
7.75%
per annum
More Info >
  • 7.75% for each year (not compounded) provided the FTSE 100 finishes equal to or higher than its starting value
  • Potential to mature early, from year 2 onwards
  • Available for NISA, NISA transfer and direct investment
  • Investment deadline NISA transfers - 17 October 2014
  • Investment deadline for direct and NISA -  30 October 2014
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £5,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term

FTSE 100 Defensive Kick-Out PlanInvestec Bank plcyesUp to
6 years
7.5%
per annum
More Info >
  • 7.5% for each year (not compounded) provided the FTSE 100 finishes above 90% of its starting value
  • Potential to mature early, from year 3 onwards
  • Available for NISA, NISA transfer and direct investment
  • Investment deadline NISA transfers - 24 October 2014
  • Investment deadline for direct and NISA - 7 November 2014
  • Capital is at risk if the FTSE 100 Index has fallen by more than 50% at maturity from its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term

Dual Option Step Down Kick Out PlanBNP ParibasyesUp to
6 years
6%
per annum
More Info >
  • 6% for each year (not compounded) provided the FTSE 100 finishes above 100% of its starting level in year 2, reducing by 5% each year, and down to 80% in the final year
  • Potential to mature early, from year 2 onwards
  • Available for NISA, NISA transfer and direct (non-NISA) investment
  • Inestment deadline for NISA transfers - 17 October 2014
  • Investment deadline NISA & non-NISA investments - 30 October 2014
  • Capital is at risk if the FTSE 100 Index falls by more than 50% during the term and finishes lower than 80% of its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £5,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term
Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. Income and growth returns are not guaranteed. There is a risk of losing some or all of your initial investment due to the performance of the underlying Index or commodity. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Investment ISAs

 

Investment ISAs can include provide the potential for tax-efficient returns and the opportunity for growth or income or both.

Investment ISAs are where returns are linked to an underlying asset where future returns are not guaranteed but where the prospect of future returns over the longer return generally provide better prospects than cash.

Examples of investment ISAs include ISAs that invest in equities, bonds, investment funds, structured products.

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

www.isa.co.uk is a trading name of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.