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Halifax Investment ISA

Maximise Your £20,000 ISA Allowance
Selected ISAs

Investment ISA

from Nutmeg

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: Managed or Fixed Allocation
  • Invest From: Min. £500 single (+ £100 pm for ISAs below £5,000)

Why we like it: Get an intelligent stocks & shares ISA portfolio - Choose a portfolio that's fully managed by our expert team or a fixed allocation portfolio. No tie-ins, no set-up fees, no exit charges. Easy, online set up in minutes. Start with as little as £500 (plus £100 per month for ISAs below £5,000). Portfolio management fees of 0.45%-0.75% up to £100k. 0.25%-0.35% beyond £100k. There are also underlying investment charges, see our fees page. Plus, live chat, amazing customer support and brilliant investor tools and guides. Authorised and regulated by the FCA. Capital at risk.
Investment Income Plan ISAs

FTSE 100 Defensive Income Plan

from Investec

Allow ISA Transfers
Annual Income up to 8.00%
  • Counterparty: Investec Bank
  • Term: Maximum 8 years

If you’re looking for high income, then the ability to receive 8% per year even if the FTSE falls almost 20%, could be appealing.

  • Up to 8% per year based on the performance of the FTSE 100 Index
  • Income paid even if Index falls by 20%
  • Quarterly payments
  • Alternative option also available paying up to 6% pa if the FTSE doesn't drop by 40% or more
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • An arrangement fee applies for this plan
  • Product designed to be held for the full term

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Halifax Investment ISA

Halifax is a British bank operating as a trading division of Bank of Scotland, itself a wholly owned subsidiary of Lloyds Banking Group. It is the UK's largest provider of residential mortgages and savings accounts and came 5th overall in the British Bank Awards 2016.

Choosing an Investment ISA

If you’d like to put some money away each month or invest some spare cash then an Investment ISA could be a tax-efficient way for you to do so. You can invest anything up to the tax threshold for that year either spread across a Cash, Stocks and Shares and Innovative Finance ISA or consolidated within one account.

You can only fund one of each type of ISA per year but as all providers must allow you to move your money you will be able to transfer. However, it’s worth checking if your current provider charges penalties. Otherwise you could receive back less than you originally invested.

Generally, Investment ISAs have the potential to provide better returns than a savings account but customers must be prepared for the risk element that is involved as your money could lose value depending on how the market performs.

Halifax Investment ISA Review

Features:

  • They invest in a wide variety of non-cash assets on your behalf, you simply choose how much risk you’re willing to take
  • You can take your money out at any time but bear in mind this investment is designed to be held for the medium to long-term so at least 5-10 years
  • You can invest minimum lump sum of £2000, invest monthly at a minimum of £100 a month, or a combination of the two.
  • Once you've invested, you can make lump sum top-ups of £250 or more at any time
  • You can transfer money in from an existing cash or investment ISA and keep its tax-efficient status as long as you use the correct transfer process

Halifax Investment ISA Allowance

Useful to Know

There are two charges associated with the management of this ISA:

  • An annual ongoing charge of 0.45% of the value of each fund you invest in, which is taken directly from the value of the fund
  • An annual Service Fee of 0.24% of the value of your investment to pay each year. This is calculated monthly and collected on an annual basis

How to apply

If you don’t already have a Halifax account with online banking facilities, you’ll need to open an account first. However, some of their savings accounts can be opened online with a minimum deposit of as little as £1.

Once you have a Halifax account open then you will be able to apply online for an investment ISA or request a transfer form, if you are looking to switch.

Important Risk Information:

The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks and commitments. This website aims to provide information to help you make your own informed decisions. It does not provide personal advice based on your circumstances. If you are unsure of how suitable an investment is for you, please seek personal advice.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

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We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

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