Part of Fair Investment Company
Structured Deposit ISAs
Structured deposit ISAs are Cash ISAs that offer offer a potential return based on the performance of an Index, such as the FTSE 100. Therefore, the returns are variable, unlike a fixed rate bond, but they can offer higher potential returns. See below for a range of the structured deposits available through an ISA and make the most of your tax-efficient investment allowance:
| Provider | Plan Name | Maximum Potential Return* | Term | More Info |
|---|---|---|---|---|
 | Inflation Protected Deposit Bond | RPI Tracker | 5 years | More Info > |
| 5 year capital protected structured deposit plan offering 100% of any growth in the Retail Prices Index with no cap (minimum return of 16%). Also available for Cash ISA and Cash ISA transfer. | ||||
 | FTSE 100 3 Year Deposit Plan | 19% | 3 years | More Info > |
| 3 year capital protected deposit plan with the potential to receive a defined return of 19%. Also available for Cash ISA and Cash ISA transfer. | ||||
| FTSE 100 Kick Out Deposit Plan - Option 2 | 6.25% per annum | Up to 5 years | More Info > |
| Capital protected deposit plan with the potential to mature after years 2, 3, 4 and 5. If the plan matures early it will return 6.25% times the number of years the plan has been in force. Also available for Cash ISA and Cash ISA transfer. | ||||
| FTSE 100 Kick Out Deposit Plan - Option 1 | 6.00% per annum | Up to 5 years | More Info > |
| Capital protected structured deposit plan with the potential to mature after years 1, 2, 3, and 4. If the plan matures early it will return 6% times the number of years the plan has been in force. Also available for Cash ISA and Cash ISA transfer. | ||||
 | Moneybuilder | 5.75% per annum | 6 years | More Info > |
| A 6 Year capital protected structured deposit growth plan with the potential to pay 5.75% pa, up to a maximum of 34.5% over 6 years at maturity. Also available for Cash ISA and ISA Transfer. | ||||
| FTSE 100 Deposit Growth Plan | No limit | 5 years | More Info > |
| 5 year capital protected structured deposit plan which aims to return 1.0 x any FTSE 100 growth. Also available for Cash ISA and Cash ISA transfer. | ||||
| Growth Deposit Bond | 50% | 6 years | More Info > |
| 6 year capital protected structured deposit plan which returns the greater of 8.00% or 1 x any FTSE 100 growth, capped at 50%. Also available for Cash ISA and Cash ISA transfer. | ||||
 | Enhanced Growth Plan | 40% | 6 years | More Info > |
| 6 year capital protected structured deposit plan which aims to return 5 x any FTSE 100 growth capped at 40%. Also available for Cash ISA and Cash ISA transfer. | ||||
| Annual Locked-In Return Plan | 36% | 6 years | More Info > |
| 6 year capital protected structured deposit plan which aims to return 6% annual growth capped at 36%. Also available for Cash ISA and Cash ISA transfer. | ||||
| Product Name | ISA Option | Income Yield | More Info | |
|---|---|---|---|---|
 | FTSE Income Deposit Plan |  | 7.25% per annum | More Info > |
| A 6 year capital protected structured deposit plan with the potential to pay 7.25% annual income. Backed by the Royal Bank of Scotland. Also available as a cash ISA and for ISA transfer. | ||||
Important Risk Information:
This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
www.isa.co.uk is a trading style of Fair Investment Company Limited, which is authorised and regulated by the Financial Services Authority (FSA). Fair Investment Company Limited is entered on the FSA register (www.fsa.gov.uk) under reference number 192852. Registered in England no. 3980180. Registered address: Kings House, 14 Orchard Street, Bristol, BS1 5EH.
The information and content of this website is subject to the UK regulatory regime and is therefore intended for UK consumers.
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