Income fund ISAs give you the opportunity to invest your ISA allowance in plan that offers the maximum potential for regular income, without paying tax on any returns you make. Compare income fund ISAs using our Fund Supermarket and find out how you could save on charges.
James Caldwell, Director
|Fund Manager||Fund||Fund Manager Initial Charge¹||AMC³||Income Yield*||Select Fund°||Fact Sheet||How to Invest|
|Henderson Preference and Bond||0%||0.50%||5.00%||Factsheet||More Info >|
|Income Paid Quarterly To provide a return by investing primarily in sterling denominated preference shares, Government securities, corporate bonds, Eurobonds and other bonds. See latest fund factsheet for details.|
|Invesco Perpetual Monthly Income Plus||0%||0.63%||4.68%||Factsheet||More Info >|
|Income Paid Monthly. Popular income fund that aims to achieve a high level of income whilst seeking to maximise total return through investing in high yielding corporate and Government bonds, together with UK equities. See latest fund factsheet for details.|
|Kames High Yield Bond||0%||0.75%||5.15%||Factsheet||More Info >|
|Income Paid Monthly. The primary investment objective is to maximise total return(income plus capital) by investing in a portfolio of predominately high yield bonds, selected investment grade bonds and cash. The fund may hold sterling and other currency denominated bonds hedged back to sterling. The fund may also invest in deposits, money market instruments, derivative instruments and forward transactions. See latest fund factsheet for details.|
|Newton Asian Income||0%||0.75%||5.43%||Factsheet||More Info >|
|Income Paid Quarterly.The objective of the Sub-Fund is to achieve income together with long-term capital growth predominantly through investments in securities in Asia Pacific ex Japan (including Australia & New Zealand) region. The Sub-Fund may also invest in collective investment schemes. See latest fund factsheet for details.|
|Woodford Equity Income Fund||0%||0.75%||4.0%||Factsheet||More Info >|
|Income Paid Quarterly.The fund’s investment objective is to provide investors with long-term appreciation through investing in stocks primarily listed on the UK stock exchanges. Up to 20% may be invested in international companies. The income objective is 10% higher than the FTSE All Share Index yield with an anticipated annual yield of 4.0%.|
|Artemis Income||0%||0.75%||3.7%||Factsheet||More Info >|
|Income Paid Twice Yearly. This fund aims to provide an increasing income and capital growth from investing mainly in ordinary shares, preference shares, convertible bonds and fixed-interest securities in the UK. We will not be restricted in our choice of investments, either by the size of the company, the industry it trades in, or the geographical split of the portfolio. See latest fund factsheet for details.|
|Jupiter Merlin Income Portfolio||0%||0.75%||3.10%||Factsheet||More Info >|
|Income Paid Quarterly. To achieve a high and rising income with some potential for capital growth by investing predominantly in unit trusts, OEICs, Exchange Traded Funds and other collective investment schemes across several management groups. The underlying funds invest in equities, fixed interest stocks, commodities and property, principally in the UK. See latest fund factsheet for details.|
|M&G Global Dividend||0%||0.75%||3.27%||Factsheet||More Info >|
|Income Paid Quarterly. The Fund aims to deliver a dividend yield above the market average, by investing mainly in a range of global equities. The Fund aims to grow distributions over the long-term whilst also maximising total return (the combination of income and growth of capital). See latest fund factsheet for details.|
*Current Income Yields are Gross, Variable and Not Guaranteed as at 28/2/14 - See latest Fund Factsheet for details.
³AMC is the Annual Management Charge applied by the Fund Manager.
°Select Fund - See how our funds are selected
Bonds: To provide the potential for overall returns these funds invest in bonds, also known as fixed interest securities. This is achieved by receiving regular interest on loans to companies or governments. There is a chance the bond issuer could fall into financial difficulty and will not be able to pay the interest or the loan back, which could result in a fall in your investment returns. Bonds can also be sensitive to trends in interest rate movements and if interest rates go up, the returns on your investment are likely to fall as bonds can become less attractive. On the other hand, if interest rates fall, bonds are likely to become more attractive and your investment returns increase.
Income fund ISAs offer you the flexibility to make the most of your ISA allowance in a way that suits you - choose from income funds that invest in equities or funds that invest in corporate bonds. If you're looking to earn an income from your investment, there's a wide range of income fund ISAs to choose from. These can help you to reach your personal investment goals. Compare the latest income fund ISAs in the table above to find the right one for you.
An income fund ISA is a way of using your ISA allowance with the aim of providing you with a regular tax-efficient income payment on your investment or savings. Income may be paid on a quarterly, semi-annual or annual basis, so you can choose an option to suit your savings goals. Your ISA allowance for 2014/15 is £15,000 per person. You are permitted to invest all or part of this amount in an investment ISA, or some of this amount in a cash ISA and the remainder in stocks and shares.
Yes, this is straightforward. Request our Fund Supermarket brochure pack for more details.
See the tables above to compare a range of income fund ISAs available through ISA.co.uk and utilise your 2013/14 ISA allowance.
Important Risk Information:
This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.