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Growth Fund ISAs

Compare Growth Fund ISAs

"There are a wide range of growth fund ISAs available, allowing you to invest in a variety of collective funds that aim to achieve capital growth. Investing in growth funds within your ISA allowance means that you will protect any returns from capital gains tax."

 

James Caldwell, Director

Growth Fund ISA Selection

Fund Manager	Fund	Fund Manager Initial Charge	Your Saving	Saving	AMC	Select Fund	Fact Sheet	More Info
	M&G Recovery	0%	4.00%	£427	1.50% 1.30%		Factsheet	More Info >
The Fund’s sole aim is capital growth by investing predominantly in a diversified range of securities issued by companies which are out of favour, in difficulty or whose future prospects are not fully recognised by the market. See latest fund factsheet for details.
	Newton Real Return	0%	4.00%	£427	1.50% 1.30%		Factsheet	More Info >
Income Paid Twice Yearly. Aims to achieve significant real rates of return through investments in both UK and international equities and bonds. See Factsheet for latest details.
	Investec Cautious Managed	0%	4.50%	£480	1.50% 1.30%		Factsheet	More Info >
The Fund aims to provide a combination of income and long term capital growth by investing conservatively in a diversified portfolio of equities, bonds and other fixed interest securities of high quality and marketability. At all times the Fund’s equity exposure will be limited to a maximum of 60% of the portfolio value. See latest fund factsheet for details.
	Gold & General	0%	5.00%	£534	1.50% 1.30%		Factsheet	More Info >
This is a specialist unit trust which aims to achieve long term capital growth by investing in gold mining and precious metal-related shares. It tends to be volatile and is particularly suitable for diversification in a larger portfolio. See latest fund factsheet for details.

Growth Fund ISAs

Key facts about growth ISAs…

• Growth ISAs are designed for those investors who are prepared to put money aside for a reasonable period of time. They are intended as medium to long term investments, and generally perform better over the long term than some other asset types, including cash.
• Some of the different growth ISAs available include structured growth ISAs, fund ISAs, and those that invest in emerging markets.
• Growth funds tend to be higher risk funds and are therefore suited to those looking to build their savings or pension over a longer period of time.

The key to making the most of your investments is to figure out what you hope to achieve before you start. Everyone's objectives are different, so the trick is to find the investment method that best reflects your current and future financial goals. As always, if you're unsure about any investment it's best to seek independent financial advice.

A growth ISA might be a good choice for you if...

• You are happy to wait five years or more to access your money and you don't require an immediate income from it.
• You are happy to accept a level of risk. Growth ISAs can offer good long-term potential returns but can be volatile in the short term.
• You'd like to spread your ISA allowance across a range of funds with different investment risk profiles and growth objectives.
• You're saving with the future in mind. Putting your ISA allowance into a growth fund can offer the potential for good returns in the long term.
• Investing in growth funds using your annual ISA allowance means that you won't need to pay capital gains tax on any returns you make.
• You want to invest in a wide range of areas - a growth ISA can give you the opportunity to invest in a variety of collective funds that aim to achieve capital growth.

A different kind of ISA might be a better choice for you if…

• You're close to retirement and are looking for an investment that will generate a regular income to top up your pension. You may find that an income ISA suits you better, and if you use your ISA allowance for this type of investment, all income you receive will be tax-free.
• You want fast access to your cash - if this is the case a cash ISA could be a good choice.
• You want to minimise risk on your investment - growth plans tend to be quite high risk as a rule, so if this is an issue for you, you might want to look into a different type of investment plan.

See the tables above to compare a wide range of growth fund ISAs.