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Easy Access ISA /

​Best Easy Access ISA

Easy Access Cash ISAs

30 Day Notice Cash ISAs

from Aldermore

Interest Rate (AER) 0.80%
  • Term: Easy Access

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • Open account with £1000

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

E-Cash ISA 2

from Scottish Widows Bank

Interest Rate (AER) 0.35%
  • Term: Instant Access

Scottish Widows E-Cash ISA 2 offers a winning combination of quick access and tax free savings.

  • No bonus included in the rate
  • No notice period or loss of interest for withdrawals
  • Transfers accepted
  • Minimum balance £10
  • Access - Online, telephone and post
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be 16 or older
  • Annual interest
  • Variable interest rate

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Best Easy Access ISA

Easy Access ISAs provide a way for savers to save their money in a tax-free wrapper, while still maintaining the flexibility to make withdrawals whenever they want to, they may also let the saver make deposits whenever, so long as they don’t exceed their overall ISA allowance. As such you be wondering what the best easy access ISA is.

The best ISA for a specific individual will depend on their own specific needs; you can use the tables on this website to compare a selection of ISAs from different providers and follow the links to get more information and apply.

Choosing a Cash ISA

You can only open up to a maximum of one new Cash ISA in each tax year, it is possible to transfer accounts; however, not all ISAs will accept transfers in. It is therefore wise to shop around to try and find the product that fits best with the way you want to save. In addition to Instant Access you may want to also think about other types of ISA

Types other of Cash ISA include

Notice Cash ISAs: Notice accounts are a sort of middle point somewhere in between Instant Access and Fixed Rate products; they require savers to give a certain period of time’s worth of notice before making a withdrawal, usually between 30 and 120 days notice, depending on the account. In return for this notice period providers may offer a better interest rate on their notice ISAs than on their instant access ISAs.

Fixed Rate Cash ISAs: Generally require the account holder to lock their savings into the account for a period of time, normally 1, 2, 3 or 5 years depending on the account. During this period the account holder has very little access to their savings; some accounts do permit early withdrawals but tend to charge a penalty for doing so. In return for locking their money within the ISA savers are offered a fixed rate of interest, which means the amount of interest calculated on the account will not fluctuate and it’s possible to work out exactly how much the saver stands to gain by the end of the ISA’s fixed term.

Transfers

All providers of ISAs are required to allow transfers out of their accounts; however, they can impose a penalty for doing so. It’s also important to remember that providers do not have to accept transfers into their ISAs, therefore if you are looking to switch ISAs you will need to first check that the one you want to move to accepts transfers. It’s possible to transfer an ISA into a different type of ISA for example moving an Investment ISA to a Cash ISA or vice versa. 

Cash ISAs

ISAs are a tax-advantageous way to save or invest, check out some of the ISA options below

ISAs Products

Fund ISAs

There are a range of types of fund ISA

Fund ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

What is the best investment ISA?

20th June 2017

People often ask: “what is the best investment ISA?” The answer to this question is not a simple one, with the best investment ISA for you depending on a number of factors. 

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35 Reviews

Paul

Very informative, find myself a good ISA account with best return in terms of interest.