

Our service makes it easy to compare the latest cash ISA, investment ISA and junior ISA deals, to help you find the option that's best for you.
James Caldwell, Director
| Provider | Plan Name | Deposit Taker | ISA Option | Term | Maximum Potential Return | More Info |
|---|---|---|---|---|---|---|
![]() | Deposit Growth Plan | Investec Bank plc | ![]() | 5 years | 130% x any FTSE 100 growth (no limit) | More Info > |
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| Provider | Plan Name | Counterparty | ISA Option | Term | Maximum Potential Return | More Info |
|---|---|---|---|---|---|---|
![]() | FTSE 100 Enhanced Income Plan | Investec Bank plc | ![]() | 6 years | 5.76% fixed income per annum | More Info > |
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| Provider | Plan Name | Counterparty | ISA Option | Term | Maximum Potential Return | More Info |
|---|---|---|---|---|---|---|
![]() | FTSE 100 Enhanced Kick Out Plan | Investec Bank plc | ![]() | Up to 5 years | 8.5% per annum | More Info > |
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![]() | FTSE 100 Defined Returns Plan Investec Version | Investec Bank plc | ![]() | Up to 5 years | 67.5% | More Info > |
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![]() | UK Giants Selector Plan | Morgan Stanley | ![]() | 6 years | Unlimited | More Info > |
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| Fund Manager | Fund | Fund Manager Initial Charge | Your Saving | Saving | AMC | Income Yield | Select Fund | Fact Sheet | More Info |
|---|---|---|---|---|---|---|---|---|---|
![]() | Newton Higher Income | 0% | 4.00% | £427 | 5.1% | ![]() | Factsheet | More Info > | |
| Income Paid Quarterly. The objective of the Fund is to achieve increasing distributions on a calendar year basis with long term capital growth. The Fund may also invest in collective investment schemes. See latest fund factsheet for details. | |||||||||
![]() | Invesco Perpetual Monthly Income Plus | 0% | 5% | £534 | 6.1% | ![]() | Factsheet | More Info > | |
| Income Paid Monthly. Popular income fund that aims to achieve a high level of income whilst seeking to maximise total return through investing in high yielding corporate and Government bonds, together with UK equities. See latest fund factsheet for details. | |||||||||
![]() | Invesco Perpetual Distribution | 0% | 5% | £534 | 5.5% | ![]() | Factsheet | More Info > | |
| Income Paid Monthly. Invesco Perpetual Distribution offers a balance between both income and capital growth through investment in UK based equities and fixed interest securities. See latest fund factsheet for details. | |||||||||
The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below.
| Fund Manager | Fund | Fund Manager Initial Charge | Your Saving | Saving | AMC | Select Fund | Fact Sheet | More Info |
|---|---|---|---|---|---|---|---|---|
![]() | M&G Recovery | 0% | 4.00% | £427 | ![]() | Factsheet | More Info > | |
| The Fund’s sole aim is capital growth by investing predominantly in a diversified range of securities issued by companies which are out of favour, in difficulty or whose future prospects are not fully recognised by the market. See latest fund factsheet for details. | ||||||||
![]() | Newton Real Return | 0% | 4.00% | £427 | ![]() | Factsheet | More Info > | |
| Income Paid Twice Yearly. Aims to achieve significant real rates of return through investments in both UK and international equities and bonds. See Factsheet for latest details. | ||||||||
![]() | Investec Cautious Managed | 0% | 4.50% | £480 | ![]() | Factsheet | More Info > | |
| The Fund aims to provide a combination of income and long term capital growth by investing conservatively in a diversified portfolio of equities, bonds and other fixed interest securities of high quality and marketability. At all times the Fund’s equity exposure will be limited to a maximum of 60% of the portfolio value. See latest fund factsheet for details. | ||||||||
Isa.co.uk allows you to compare some of the best ISAs on the market. We use up-to-date information from Fair Investment to bring you a selection of the leading products. The comparison tables on the site allow you to evaluate different ISA types such as cash ISAs and investment ISAs, including income and growth investment options.
Our cash ISA tables allow you to compare leading fixed rate and instant access cash ISA deals. We also provide alternative cash ISA options for people looking for better returns than those currently offered by traditional fixed rate products. For example, we include structured deposit plans, which offer the potential for FTSE 100-linked returns without risking capital on the stock market.
A stocks and shares ISA is a great way of saving for people who are looking to make their savings to work harder than in a cash ISA. If you're happy to accept a level of risk - and are aware that the value of your investments may go down as well as up over the longer term - then an investment ISA has the potential to provide greater returns. Whether you're looking to lay aside a regular amount or a lump sum, investing through an ISA ensures that your income and capital gains benefit from tax-efficient growth.
You can have one of each type of ISA in any given tax year; e.g. one cash ISA and one stocks and shares ISA.
Cash ISA allowance - £5,760 per person, per year.
Cash ISA rules - You must be at least 16 and a UK resident or Crown employee. Transfers in, whether from existing cash ISAs and/or cash ISAs from previous years, are permitted. You cannot open more than one cash ISA per year.
Stocks and shares ISA allowance - £11,520 per person, per year.
Stocks and shares ISA rules - You must be over 18 and a UK resident or Crown employee. Transfers in from both investment and cash ISAs, from both current and previous years, are permitted. You cannot open more than one stocks and shares ISA per year.
Junior ISA allowance - £3,720 per child, per year.
Hunior ISA rules - The child must be under 18 and live in the UK. They must not already hold a Child Trust Fund (CTF) account. Each eligible child is permitted to hold one junior cash ISA and one junior stocks and shares ISA in a year, as long as the total amount invested during the tax year does not exceed the allowance above. If child is under 16, someone with parental responsibility must open the account for them.
Important Risk Information:
This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.