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Skipton Building Society

Compare The Latest Cash ISA Deals

See a selection of the latest cash ISA deals. 

 

James Caldwell, Director

Cash ISA Selection

Provider	Plan Name	Deposit Taker	ISA Option	Term	Maximum Potential Return	More Info
	Money Builder Deposit Plan	SG Hambros		6 years	8% per annum	More Info >
Potential annual income of 8.0% Income paid if x5 shares finish above 95% of their starting values Capital protected Medium/long term alternative to fixed rates Also available as a Cash ISA & for Cash ISA transfers Limited offer - deadlines apply. May close early if oversubscribed Plan designed to be held for full term Returns not guaranteed. You may only receive a return of your original capital
	Deposit Growth Plan	Investec Bank plc		5 years	130% x any FTSE 100 growth (no limit)	More Info >
Return of 130% x any FTSE 100 growth, no upper limit Capital protected Low minimum - £3,000  Short/medium term alternative to fixed rates  Also available for Cash ISA & Cash ISA transfers Limited offer - deadlines apply. May close early if oversubscribed Plan designed to be held for full term Arrangement fee applies Returns not guaranteed. You may only receive a return of your original capital

Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

Instant Access Cash ISA Selection

Fund Manager	Account	Rate	Term	More Info
	Nationwide Web ISA	2.25%	Instant Access	More Info >
2.25% AER on balances over £10,000 including a tax-free introductory bonus fixed until 30 September 2014 Open and manage your account Online After September 30 2014 reverts to variable rate, currently 0.50% You'll need to hold or open a card account to apply for a Web ISA
	E-Cash ISA	1.30%	Instant Access	More Info >
No bonus included in the rate No notice period or loss of interest for withdrawals Transfers accepted Minimum balance £10 Access – online, telephone and post Annual interest Variable interest rate

Fixed Rate Cash ISA Selection

Fund Manager	Account	Rate	Term	More Info
	2 Year Fixed Rate Cash ISA	2.00%	2 Years	More Info >
Earn 2.00% AER tax free. Minimum deposit £1,000 Interest will be paid at the rate of 1.50% AER/Gross (fixed) p.a. until the Fixed Rate ISA start date - 10 June 2013 Partial withdrawals are not permitted during the fixed term Early closure will result in an interest charge
	1 Year Fixed Rate Cash ISA	1.85%	1 Year	More Info >
Minimum opening balance of £1,000 Manage your account online Withdraw cash early if you need to (subject to loss of interest) Transfer from other cash ISA providers
	1 Year Fixed Rate Cash ISA	1.80%	1 Year	More Info >
Earn 1.80%AER tax free. Minimum deposit £1,000 Interest will be paid at the rate of 1.50% AER/Gross (fixed) p.a. until the Fixed Rate ISA start date - 10th June 2013 Partial withdrawals are not permitted during the fixed term Early closure will result in an interest charge

Skipton Building Society Cash ISAs

History

Skipton and District Permanent Benefit Building Society was founded in 1853 by George Kendall. In 1928, the name was shortened to Skipton Building Society after a new head office was opened on Skipton Street. This office is still the location of the Skipton branch today. Skipton Building Society continued to grow throughout the rest of the 20^th century, via a series of mergers with other societies. In the 1980s, Skipton launched two subsidiaries - Homeloan Management Ltd and Skipton Financial Services Ltd.

Current Information

Today, Skipton Building Society continues to thrive, with assets of more than £14 billion, 100 branches across the UK, and 8,000 staff. The company offers savings and investments, mortgage loans, insurance and financial planning advice to their customers.

Cash ISAs Available

Skipton Building Society currently provides the following cash ISA options:

• Skipton Cash ISA Saver - This account requires a minimum opening and operating amount of £1, and is available in both branch-based and online-only versions. Customers can choose between monthly or annual interest payments, and withdrawals or ISA transfers are allowed on this account at any time without penalty.
• Skipton Fixed Rate Cash ISA - This account is available in both offline and online versions, both offering a fixed interest rate throughout the term of the account. The minimum opening and operation balance for the Skipton fixed-rate cash ISA is £500, and the account is available on terms of one to five years. Withdrawals and transfers made during the account term will be subject to a 180-day interest penalty (or a 240-day penalty in the case of 5 year fixed term accounts).
• Skipton Junior Cash ISA - This account allows customers to save up to £3,720 annually (in the 2013/14 tax year) for their child's future. You can open a Skipton Junior ISA with as little as £1, and the money remains locked up in the account until the child reaches 18. Because they can't spend the cash as impulsive teenagers, it's a good way to save for higher education or even for a deposit on their first home.