JamesCaldwell

Natwest Cash ISAs

Compare Latest Cash ISA Deals

See our selection of the latest NatWest Cash ISA Deals.

 

James Caldwell, Director

Cash ISA Selection
ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info

Kick Out DepositInvestec Bank plcyesUp to
6 years
4.75%
per annum
More Info >
  • 4.75% for each year if the FTSE 100 finishes higher than its starting value
  • Opportunity to mature early at year 3, 4 or 5
  • Capital protected
  • Short/medium term alternative to fixed rates
  • Also available for Cash NISAs & NISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital 

5 Year Deposit Plus PlanInvestec Bank plcyes5 years20% fixed or 100% of FTSE 100 growth (no limit)More Info >
  • Target return of 20% gross or 100% of any growth in the Index if higher
  • Capital protected
  • Low minimum - £3,000
  • Short/medium alternative to fixed rates
  • Also available for Cash NISA & NISA Transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only recieve a return of your original capital
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.
Instant Access Cash ISA Selection
Fund ManagerAccountRateTermMore Info

E-Cash ISA 21.00%Instant AccessMore Info >
  • No bonus included in the rate
  • No notice period or loss of interest for withdrawals
  • Transfers accepted
  • Minimum balance £10
  • Access – online, telephone and post
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be 16 or older
  • Annual interest
  • Variable interest rate

Natwest Instant Access Cash ISAUp to 1.00%Instant AccessMore Info >
  • Earn 1.00% AER (variable) on balances over £25,000 (0.75% AER (variable) on balances below £25,000)
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Instant access – manage your account by phone, in-branch and online
  • Tax free interest means interest payable is exempt from UK income tax
  • Must be 16 or over
  • Must be a UK resident

RBS Instant Access Cash ISAUp to 1.00%Instant AccessMore Info >
  • Earn 1.00% AER (variable) on balances above £25,000 (0.75% AER (variable) on balances below £25,000)
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Instant access – manage your account by phone, in-branch and online
  • Tax free interest means interest payable is exempt from UK income tax
  • Must be 16 or over
  • Must be a UK resident
Fixed Rate Cash ISA Selection
Fund ManagerAccountRateTermMore Info

3 Year Fixed Rate Cash ISA2.20%3 YearMore Info >
  • Manage your account online, by phone or post
  • Withdraw cash early if you need to (subject to loss of interest)
  • Transfer from other cash ISA providers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000

2 Year Fixed Rate Cash ISA1.85%2 YearMore Info >
  • Manage your account online, by phone or post
  • Withdraw cash early if you need to (subject to loss of interest)
  • Transfer from other cash ISA providers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000

1 Year Fixed Rate Cash ISA1.50%1 YearMore Info >
  • Manage your account online, by phone or post
  • Withdraw cash early if you need to (subject to loss of interest)
  • Transfer from other cash ISA providers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000

NatWest Cash ISAs

NatWest cash ISAs are much like savings accounts, except you do not have to pay tax on the interest you earn. Whether you're looking to lock money away in return for a fixed rate of interest, or you want your money to be readily accessible, there is a range of NatWest cash ISAs available.

NatWest instant access ISAs

NatWest instant access ISAs let you take your money out when you need to, without penalty, while still offering attractive returns on your tax-efficient savings. You can also set up your own personal saving goals and watch your money grow, whether you're trying to save for something specific, or just for the future. You can transfer in from other ISAs, and manage your account by phone, post, online, or in branch. If you're looking for an account that doesn't require you to lock your money away for a fixed period, then NatWest instant access ISAs might be right for you.

NatWest fixed rate ISAs

NatWest fixed rate ISAs allow you to get a fixed return on your savings, without paying any income tax on the interest. These accounts offer savers a choice of fixed terms, from one to three years, so you can choose how long to lock your money away for. You can transfer in money from other cash ISAs if you don't think you're getting the best rate with your current provider.

NatWest stocks and shares ISAs

NatWest also offers a range of investment ISAs to suit different investors, whether novice or experienced.

History

In 1968 two banks dating from the 19th century - National Provincial and Westminster Bank - merged to form National Westminster Bank. Together these banks could trace their history back down the centuries through a lineage of prestigious constituents, dating back to the 1650s. In the 1990s, the bank adopted its new title of NatWest, by which it is still known today.

Current information

In March 2000, The Royal Bank of Scotland Group completed the acquisition of NatWest in a £21 billion deal that was the largest take-over in British banking history. NatWest is now part of one of the world's largest financial services groups.

See below for a range of NatWest Cash ISAs:

NatWest fixed rate ISAs
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NatWest Instant Access ISAs
ProviderAccountInterest Rate (AER)TermApply
Up to 1.00%Instant AccessApply Now >
Earn 1.00% AER (variable) on balances above £25,000. Online, phone or branch access.

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

www.isa.co.uk is a trading name of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.