JamesCaldwell

Nationwide Cash ISAs

Compare The Latest Cash ISA Deals

 

See our selection of the latest Nationwide cash ISA deals.

 

James Caldwell, Director

Cash ISA Selection
ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info

Kick Out DepositInvestec Bank plcyesUp to
6 years
5.5%
per annum
More Info >
  • 5.5% for each year if the FTSE 100 finishes higher than its starting value
  • Opportunity to mature early at year 3, 4 or 5
  • Capital protected
  • Short/medium term alternative to fixed rates
  • Also available for Cash NISAs & NISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital 

5 Year Deposit Plus PlanInvestec Bank plcyes5 years30% fixed or 100% of FTSE 100 growth (no limit)More Info >
  • Target return of 30% gross or 100% of any growth in the Index if higher
  • Capital protected
  • Low minimum - £3,000
  • Short/medium alternative to fixed rates
  • Also available for Cash NISA & NISA Transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only recieve a return of your original capital
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.
Instant Access Cash ISA Selection
Fund ManagerAccountRateTermMore Info

E-Cash ISA 21.00%Instant AccessMore Info >
  • No bonus included in the rate
  • No notice period or loss of interest for withdrawals
  • Transfers accepted
  • Minimum balance £10
  • Access – online, telephone and post
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be 16 or older
  • Annual interest
  • Variable interest rate

Natwest Instant Access Cash ISAUp to 1.00%Instant AccessMore Info >
  • Earn 1.00% AER (variable) on balances over £25,000 (0.75% AER (variable) on balances below £25,000)
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Instant access – manage your account by phone, in-branch and online
  • Tax free interest means interest payable is exempt from UK income tax
  • Must be 16 or over
  • Must be a UK resident

RBS Instant Access Cash ISAUp to 1.00%Instant AccessMore Info >
  • Earn 1.00% AER (variable) on balances above £25,000 (0.75% AER (variable) on balances below £25,000)
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Instant access – manage your account by phone, in-branch and online
  • Tax free interest means interest payable is exempt from UK income tax
  • Must be 16 or over
  • Must be a UK resident
Fixed Rate Cash ISA Selection
Fund ManagerAccountRateTermMore Info

3 Year Fixed Rate Cash ISA2.20%3 YearMore Info >
  • Manage your account online, by phone or post
  • Withdraw cash early if you need to (subject to loss of interest)
  • Transfer from other cash ISA providers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000

2 Year Fixed Rate Cash ISA1.85%2 YearMore Info >
  • Manage your account online, by phone or post
  • Withdraw cash early if you need to (subject to loss of interest)
  • Transfer from other cash ISA providers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000

1 Year Fixed Rate Cash ISA1.50%1 YearMore Info >
  • Manage your account online, by phone or post
  • Withdraw cash early if you need to (subject to loss of interest)
  • Transfer from other cash ISA providers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000

Cash ISAs available

Nationwide offers a wide renage of cash ISAs to choose from. Some of the cash ISAs currently available from Nationwide include:

  • Flexclusive ISA - An instant access cash ISA that is exclusively available to Nationwide current account customers. The account can be opened from £1 and includes a fixed introductory bonus rate.
  • Easy Saver ISA - An easy access cash ISA which can be opened with as little as £1 and includes a fixed introductory bonus rate.
  • Web ISA - An online account which offers a fixed introductory bonus rate on balances over £1,000. You will need to hold or open a Nationwide current account to apply.
  • 90 Day ISA - An account which requires 90 days' notice on withdrawals, offering an introductory bonus on balances of over £1,000,
  • Champion ISA - A passbook account that gives you access to your funds subject to a 60 day notice period.
  • Instant Access ISA - A passbook account that gives you instant access to your cash.
  • Fixed Rate ISAs - A one-off lump sum investment that pays a tax-free fixed rate of interest over a fixed term of either one, two or four years.
  • Save to Buy ISA - An account is designed to help you save for a mortgage deposit.

Current Information

Nationwide is the largest building society in the world, and can trace its orgins to the Provident Union Building Society established in 1846. Customers benefit from one of the largest selections of accounts for their ISA funds.

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

www.isa.co.uk is a trading name of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.