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Barclays Fixed Rate ISAs

The Very Latest Cash ISA rates
The current ISA allowance is £20,000. Use our cash ISA tables below to compare a selection of market-leading cash ISAs for instant access, fixed rates and alternative ideas to maximise your tax free returns.
Deposit Cash ISAs

FTSE 100 Kick Out Deposit Plan

from Investec

ISA Option
Maximum Potential Return 6.00% per annum
  • Deposit Taker: Investec Bank plc
  • Term: Up to 6 years
  • Opportunity to mature early at year 3, 4 or 5
  • Capital Protected Product*
  • Eligible for the Financial Services Compensation Scheme
  • ISA transfers accepted
  • Short/medium term alternative to fixed rates
  • Minimum single Investment - £3,000
  • This plan is not the same as a bank or building society deposit account and you may not receive your initial deposit in full if your capital is withdrawn early
  • Limited offer - deadlines apply. May close early if oversubscribed

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Important Information: * The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money. Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

Fixed Rate Cash ISAs

1 Year Fixed Rate Cash ISA

from Ford Money

Interest Rate (AER) 1.45%
  • Term: 1 Year
  • Minimum deposit £500
  • Interest can be paid monthly or annually
  • Transfers in allowed
  • FSCS Protected
  • Must be 16 or over to apply
  • Early withdrawals subject to term breakage charge

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.40%
  • Term: 1 Year

Open a 1 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return. 

2 Year Fixed Rate Cash ISA

from Ford Money

Interest Rate (AER) 1.65%
  • Term: 2 Years
  • Minimum deposit £500
  • Interest can be paid monthly or annually.
  • Transfers in allowed
  • FSCS Protected
  • Must be 16 or over to apply
  • Early withdrawals subject to term breakage charge

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.65%
  • Term: 2 Year

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.80%
  • Term: 3 Years

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

  • 1.80% gross/AER fixed for 3 years.
  • £1,000 minimum opening balance

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Review of Barclays Fixed Rate ISA

A fixed rate cash ISAs is very similar to other types of savings account, except that you do not have to pay any tax on the interest you earn. Whether you're looking to lock money away in return for a fixed rate of interest, there is a range of cash ISAs available. 

Use our free comparison tables to compare the best fixed rate cash ISAs from Barclays.

Barclays fixed rate ISAs offer a longer-term way to save money without risking capital on the stock market, so they can be good for the more cautious saver. As well as the possibility of a good rate of return over the long term, Barclays fixed rate ISAs can be a useful way to save for a specific future event. Knowing that you'll be penalised for early withdrawal from a fixed term ISA might make you think twice before using the cash for something else.

Barclays fixed rate ISAs allow you to get a fixed return on your savings, without paying any income tax on the interest. These accounts offer savers a choice of fixed terms, from one to three years, so you can choose how long to lock your money away for. You can transfer in money from other cash ISAs if you don't think you're getting the best rate with your current provider.

History

Barclays is one of the oldest banks in the UK, boasting roots that date as far back as 1690. The bank continued to grow and thrive through a series of acquisitions over the next few centuries.

Current Information

Today, Barclays is a global provider of financial services, offering a variety of options in both the commercial and retail sector. The company features a wide range of deposit accounts, investments, loans, credit cards and financial planning services to reach a large and diverse customer base. See above to compare a range of the best Barclays Fixed Rate Cash ISAs.

Review of Barclays Fixed Rate ISAs

Barclays offer three kinds of ISA which means you can easily choose one which is right for you. With higher rates of interest than a lot of other ISAs, Barclays are a good choice. Barclays also offer freedom to withdraw as their 18 month fixed rate account allows you to make three withdrawals of up to 10% of the balance during the period.

The accounts which Barclay’s offer include the:

18-Month Flexible Cash ISA – Issue 13

With this account you can earn a fixed rate on your money while also having the flexibility to access some of your savings too. You can:

  • Save up to £20,000, tax-free
  • Receive a fixed rate of 0.80% AER/tax-free for 18 months
  • Make 3 free withdrawals, each one of up to 10% of your current balance
  • Open with £1 (£0 for transfers-in) to £1 million
  • Transfer-in your existing ISA for a limited period

This is their only fixed rate ISA but they do have some other options for people who need something a little bit different.

Barclays also offer:

Help to Buy: ISA

In support of the government's Help to Buy: ISA Scheme for first-time buyers, Barclays are offering their own Help to Buy: ISA.

Through this, you can take advantage of tax-free savings and, when you buy your first home, you'll receive a 25% government bonus on amounts saved between £1,600 and £12,000.

The government bonus is payable subject to meeting the Help to Buy: ISA scheme rules. With this account you can:

  • Earn 2.27% AER /2.25% tax-free.
  • Save up to £1,200 in the first calendar month, and up to £200 per calendar month afterwards
  • Instant access to your money
  • Open with £1 (£0 for transfers-in)

Barclay’s also offer an Instant Cash Isa but it does not come with a fixed rate of interest. It’s a good option for people who may need access to their saving at short notice who also do not want to pay a fee or lose their interest for doing so.

Instant Cash ISA – Issue 1

With this ISA, you can take advantage of tax-free savings of up to £20,000 in the 2018/2019 tax year and have access to your money whenever you want. As your tax-free amount is much higher in an ISA, there are still opportunities for savers to make the most of their money.

ISAs are a good idea whatever your savings goal. With certain types of cash ISAs, you have instant access to your money, which makes it a flexible way to plan your finances.

It’s also important to remember that ISA allowance limits apply to everyone on an individual basis, so if you’re married or in a relationship, you can both hold your own ISA, each with the full allowance.

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

How To Select The Best Junior Stocks & Shares ISA

15th February 2018

An ISA is an individual savings account that offers the chance for individuals to earn up to £20,000 tax-free interest.Not only can those who subscribe to an ISA benefit from tax-free interest from savings, but also enjoy the freedom to invest from their ISA and avoid paying tax on their returns.

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