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Skipton fixed rate ISAs

Latest Fixed-Rate Cash ISA deals
The 2018/19 ISA allowance is £20,000. Use your ISA allowance wisely by comparing our selection of market-leading fixed-rate cash ISAs to maximise your tax-free returns.
Fixed Rate Cash ISAs

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.50%
  • Term: 1 Year

Open a 1 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return. 

1 Year Fixed Rate Cash ISA

from Ford Money

Interest Rate (AER) 1.45%
  • Term: 1 Year
  • Minimum deposit £500
  • Interest can be paid monthly or annually
  • Transfers in allowed
  • FSCS Protected
  • Must be 16 or over to apply
  • Early withdrawals subject to term breakage charge

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Ford Money

Interest Rate (AER) 1.65%
  • Term: 2 Years
  • Minimum deposit £500
  • Interest can be paid monthly or annually.
  • Transfers in allowed
  • FSCS Protected
  • Must be 16 or over to apply
  • Early withdrawals subject to term breakage charge

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.80%
  • Term: 2 Year

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

2 Year Fixed Rate Cash ISA

from Bank of Cyprus

Interest Rate (AER) 1.82%
  • Term: 2 Years


  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

3 Year Fixed Rate Cash ISA

from Bank of Cyprus

Interest Rate (AER) 1.91%
  • Term: 3 Years


  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.90%
  • Term: 3 Years

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

  • 1.80% gross/AER fixed for 3 years.
  • £1,000 minimum opening balance

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

What are ISAs

An individual savings account, or ISA as it is commonly known as, gives you the opportunity to earn up to £20,000 tax-free interest.

If you subscribe to an ISA, then you will not only benefit from tax-free interest on your savings, but you can also invest from your ISA and avoid paying tax on your investment returns.

Fixed rate ISAs

There are many ISA products on offer that give you the chance to earn tax-free interest and allow you to make withdrawals at your convenience.

However, the issue with instant access ISAs or cash ISAs is that their interest rates are usually not as competitive as other ISA options.

If you are willing to tie up your capital for a period of time, then you may want to look into fixed rate ISAs. You can access higher interest through a fixed rate ISA, providing you do not make a withdrawal throughout the course of the fixed term.

Skipton fixed rate ISAs

Skipton is a building society that is purely focused on its members and offers business and personal banking services. They have a variety of accounts that offer competitive interest including fixed rate ISAs.

Skipton specialises in savings products, and as a result they offer a wide range of fixed rate ISAs, which range from 1 to 5 years. It should be noted that no withdrawals can be made with a Skipton fixed rate ISA. You will incur an early closure fee if you want to close the fixed term ISA before its term of finance finishes. Early closure fees can be substantial and are often a number of days’ worth of interest. Therefore, you should only open a fixed term ISA if you are confident that you do not need your savings in the near future.

Next steps

If you want to explore your fixed rate ISA options, then review our table above. Our ISA table above provides some of the best ISAs available on the market, including ISAs from other lenders.

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Latest News

A New “Care ISA” To Fund Care Home Costs?

21st August 2018

For anyone around retirement age, paying for our care costs when we get older is a worry that probably ranks second only after a fear of developing dementia. Will a new type of ISA be the solution?

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We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

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