3 Year Fixed Rate ISA

Fixed Rate Cash ISAs

1 Year Fixed Rate Cash ISA

from Ford Money

Interest Rate (AER) 1.45%

Term: 1 Year

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Minimum deposit £500
Interest can be paid monthly or annually
Transfers in allowed
FSCS Protected

Must be 16 or over to apply
Early withdrawals subject to term breakage charge

Calculate your interest with this plan

Your savings:

You could gain:

£0.00 (per tax year)

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.40%

Term: 1 Year

Open a 1 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return.

1 Year Fixed Rate Cash ISA

from Bank of Cyprus

Interest Rate (AER) 1.30%

Term: 1 Year

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Minimum deposit £500
Available to individual applicants aged 16 or over

Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:

You could gain:

£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Ford Money

Interest Rate (AER) 1.65%

Term: 2 Years

More Info Show Details

Minimum deposit £500
Interest can be paid monthly or annually.
Transfers in allowed
FSCS Protected

Must be 16 or over to apply
Early withdrawals subject to term breakage charge

Calculate your interest with this plan

Your savings:

You could gain:

£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.65%

Term: 2 Year

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

2 Year Fixed Rate Cash ISA

from Bank of Cyprus

Interest Rate (AER) 1.35%

Term: 2 Years

More Info Show Details

Minimum deposit £500
Available to individual applicants aged 16 or over

Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:

You could gain:

£0.00 (per tax year)

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.80%

Term: 3 Years

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

1.80% gross/AER fixed for 3 years.
£1,000 minimum opening balance

Calculate your interest with this plan

Your savings:

You could gain:

£0.00 (per tax year)

3 Year Fixed Rate Cash ISA

from Bank of Cyprus

Interest Rate (AER) 1.42%

Term: 3 Years

More Info Show Details

Minimum deposit £500
Available to individual applicants aged 16 or over

Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:

You could gain:

£0.00 (per tax year)

3 Year fixed rate ISA

A 3 year fixed rate Cash ISA will provide a fixed rate of interest over a period of 36 months, this means that savers will be required to lock their money away for this period of time without easy access to it.

How does a 3 year fixed rate ISA operate?

Usually, a three year fixed rate ISA will require you to lock your cash within the account for that period of time. Some accounts may allow early full or partial withdrawals; however there is normally an interest based penalty for doing so, which means you could get back less than you originally put into the account.

In return for locking your cash within the account, providers will offer an interest rate on the account that is fixed. This means that the rate of interest you are paid will not vary over the three years you receive it, so you can work out exactly how much you stand to earn in interest over the course of the ISA. This also means that you can try to protect your capital from falling interest rates; conversely if other interest rates improved your rate could become uncompetitive.

Fixed rate ISAs also commonly have a minimum deposit amount required to open or transfer-in to the account.

Other types of ISA

In addition to 3 year products there are also fixed rate ISAs available for both shorter and longer periods such as; 1, 2 and 5 year fixed rate ISAs. Generally speaking with fixed rate ISAs the longer the account requires a saver to lock their cash away for the better the rate of interest offered.

There are also other kinds of Cash ISA, such as Instant and Easy Access ISAs. These products usually allow savers to make withdrawals whenever they want without incurring a penalty for doing so.

Before opening a Cash ISA

Eligible individuals are only allowed to open one Cash ISA each tax year (although they may be able to transfer to another). As such it can be wise to shop around different providers and accounts before taking one out, to try and find the product that fits your savings needs best. You can use the tables above on this webpage and elsewhere on the site to view a selection of different kinds of ISA, and follow the links to find out more or apply

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35 Reviews

Paul

Very informative, find myself a good ISA account with best return in terms of interest.

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ISA can be confusing at first and this site includes a useful and helpful introduction into the world of ISAs

Crowd2Fund

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Quick and professional service provided

Very insightful and easy to navigate.. would recommend to anyone interested

Helen Belcher

Clear concise information that was easy to understand!

Adam

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Steve

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Marion

Very helpful site for my investment isa

Hannah Gordon

This was a really user-friendly site, and was very helpful when it came to comparing accounts and choosing my 2016 ISA.

If you wish to invest in an ISA this site has it all. A super comprehensive range of simply explained products from all the major companies.

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Very knowledgeble company with an extensive range of services, a great website with loads of useful information.

Jessica Morley

Really informative and easy to use site. Information is laid out very clearly and comparisons have all the plus & minuses I'm interested in, so makes me feel like I am making an informed decision. There was also a lot of additional information which would be incredibly helpful to someone completely new to ISAs who wanted to read up on the basics.

Sam H

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Cash ISAs / Fixed Rate Cash ISAs /

3 Year Fixed Rate ISA

1 Year Fixed Rate Cash ISA

from Ford Money

Calculate your interest with this plan

1 Year Fixed Rate Cash ISA

from Aldermore

1 Year Fixed Rate Cash ISA

from Bank of Cyprus

Calculate your interest with this plan

2 Year Fixed Rate Cash ISA

from Ford Money

Calculate your interest with this plan

2 Year Fixed Rate Cash ISA

from Aldermore

2 Year Fixed Rate Cash ISA

from Bank of Cyprus

Calculate your interest with this plan

3 Year Fixed Rate Cash ISA

from Aldermore

Calculate your interest with this plan

3 Year Fixed Rate Cash ISA

from Bank of Cyprus

Calculate your interest with this plan