- Deposit Taker: Investec Bank plc
- Term: 6 years
"This plan offers a potential fixed return of 45%, provided the FTSE 100 Index at the end of the term is higher than its value at the start of the plan (subject to averaging). As with other cash deposits, your capital is also eligible for FSCS* protection.
The 45% return is equivalent to 6.38% compound growth each year, which is well over double the best fixed rate bond, and more than 4% per year higher than the top fixed rate Cash ISA.
The downside is that the return is not guaranteed, and so if the FTSE ends lower, you only get your initial capital back.”
- 45% fixed return if the Index is higher
- Capital protected product*
- Eligible for the Financial Services Compensation Scheme (FSCS)
- Returns not guaranteed. You may only receive a return of your original capital
- Minimum deposit £3,000
- Plan designed to be held for full term
Calculate your interest with this plan
Important Information: * The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money. Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.
- Deposit Taker: Investec Bank plc
- Term: Up to 6 years
"By offering full capital protection plus a potential 6% per year, this plan offers the opportunity to beat low savings rates as well as tackle the effects of rising inflation."
- Opportunity to mature early at year 3, 4 or 5
- Capital Protected Product*
- Eligible for the Financial Services Compensation Scheme
- ISA transfers accepted
- Short/medium term alternative to fixed rates
- Minimum single Investment - £3,000
- This plan is not the same as a bank or building society deposit account and you may not receive your initial deposit in full if your capital is withdrawn early
- Limited offer - deadlines apply. May close early if oversubscribed
Calculate your interest with this plan
Important Information: * The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money. Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.
- Term: 1 Year
- Minimum deposit £500
- Interest can be paid monthly or annually
- Transfers in allowed
- FSCS Protected
- Must be 16 or over to apply
- Early withdrawals subject to term breakage charge
Calculate your interest with this plan
Open a 1 Year Fixed Rate Cash ISA with Aldermore Bank to get a great return.
- Term: 2 Years
- Minimum deposit £500
- Interest can be paid monthly or annually.
- Transfers in allowed
- FSCS Protected
- Must be 16 or over to apply
- Early withdrawals subject to term breakage charge
Calculate your interest with this plan
'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15
- Term: 2 Years
- Minimum deposit £500
- Available to individual applicants aged 16 or over
- Access to funds before the end of the term is subject to a fee equivalent to six months’ interest
Calculate your interest with this plan
- Term: 3 Years
'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15
- 1.80% gross/AER fixed for 3 years.
- £1,000 minimum opening balance
Calculate your interest with this plan
- Term: 3 Years
- Minimum deposit £500
- Available to individual applicants aged 16 or over
- Access to funds before the end of the term is subject to a fee equivalent to six months’ interest