ISA Ideas

• Cash ISAs
• Fixed Rate Cash ISAs
• Instant Access Cash ISAs
• Structured Cash ISAs
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• ISAs Explained
• 5 Factors to Consider when choosing a Cash ISA
• What can Cash ISAs include?

Chelsea Building Society Cash ISAs

Compare The Latest Cash ISA Deals

See our selection of the latest cash ISA deals.

 

James Caldwell, Director

Cash ISA Selection

Provider	Plan Name	Deposit Taker	ISA Option	Term	Maximum Potential Return	More Info
	Deposit Growth Plan	Investec Bank plc		5 years	130% x any FTSE 100 growth (no limit)	More Info >
Return of 130% x any FTSE 100 growth, no upper limit Capital protected Low minimum - £3,000  Short/medium term alternative to fixed rates  Also available for Cash ISA & Cash ISA transfers Limited offer - deadlines apply. May close early if oversubscribed Plan designed to be held for full term Arrangement fee applies Returns not guaranteed. You may only receive a return of your original capital

Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

Instant Access Cash ISA Selection

Fund Manager	Account	Rate	Term	More Info
	Nationwide Web ISA	2.25%	Instant Access	More Info >
2.25% AER on balances over £10,000 including a tax-free introductory bonus fixed until 30 September 2014 Open and manage your account Online After September 30 2014 reverts to variable rate, currently 0.50% You'll need to hold or open a card account to apply for a Web ISA
	E-Cash ISA	1.30%	Instant Access	More Info >
No bonus included in the rate No notice period or loss of interest for withdrawals Transfers accepted Minimum balance £10 Access – online, telephone and post Annual interest Variable interest rate

Fixed Rate Cash ISA Selection

Fund Manager	Account	Rate	Term	More Info
	2 Year Fixed Rate Cash ISA	2.00%	2 Years	More Info >
Earn 2.00% AER tax free. Minimum deposit £1,000 Interest will be paid at the rate of 1.50% AER/Gross (fixed) p.a. until the Fixed Rate ISA start date - 10 June 2013 Partial withdrawals are not permitted during the fixed term Early closure will result in an interest charge
	1 Year Fixed Rate Cash ISA	1.85%	1 Year	More Info >
Minimum opening balance of £1,000 Manage your account online Withdraw cash early if you need to (subject to loss of interest) Transfer from other cash ISA providers
	1 Year Fixed Rate Cash ISA	1.80%	1 Year	More Info >
Earn 1.80%AER tax free. Minimum deposit £1,000 Interest will be paid at the rate of 1.50% AER/Gross (fixed) p.a. until the Fixed Rate ISA start date - 10th June 2013 Partial withdrawals are not permitted during the fixed term Early closure will result in an interest charge

Chelsea Building Society Cash ISAs

Cash ISAs available

Chelsea Building Society currently offers three different types of cash ISAs, depending on your requirements:

• Instant cash ISA - This account can be opened for as little as £10. Interest is typically paid annually. Withdrawals can be made at any time without notice, and the funds can be transferred into this account from another ISA provider. The account can be operated using a passbook, and can be opened in branch or by post.

• Monthly reward cash ISA - If you want to try and avoid the temptation of dipping into your savings, then the monthly reward ISA could be a great option. It offers you a monthly rate of interest in months where you choose not to access your account.

• Fixed rate cash ISA - This ISA provides a fixed rate of interest over a set period of time, and you can choose whether to receive interest monthly or yearly. The minimum opening deposit is £100.

History

The beginnings of the Chelsea Building Society date back to 1875, when the Camberwell and South London Building Society were established. The name was changed to the Chelsea Building Society in the 1970s following a merger with the Borough of Chelsea Permanent Building Society.

Current information

In 2010 the Chelsea Building Society joined the Yorkshire Building Society Group, but still trades under its original branding.