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Best ISAs

Make sure you shop around for the best ISA deal.
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Easy Access Cash ISAs

30 Day Notice Cash ISAs

from Aldermore

Interest Rate (AER) 0.80%
  • Term: Easy Access

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

  • Early withdrawals are permitted subject to loss of interest equivalent to the notice period
  • Open account with £1000

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Easy Access ISA

from AA

Interest Rate (AER) 0.75%
  • Term: Easy Access

Earn 1.05% tax free/AER variable. Open with £100. Unlimited free withdrawals. Transfer in ISAs held elsewhere - no limit

Instant ISA Saver

from Nationwide

Interest Rate (AER) 0.75%
  • Term: Instant Access
  • Instant access
  • Minimum deposit £1
  • Open and manage your account online or in branch
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be 16 or older

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)
Fixed Rate Cash ISAs

3 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.20%
  • Term: 3 Years

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

  • 1.85% gross/AER fixed for 3 years.
  • £1,000 minimum opening balance

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

3 Year Fixed Rate Cash ISA

from Bank of Cyprus

Interest Rate (AER) 1.20%
  • Term: 3 Years
  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

2 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.15%
  • Term: 2 Year

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

2 Year Fixed Rate Cash ISA

from Bank of Cyprus

Interest Rate (AER) 1.15%
  • Term: 2 Years
  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

1 Year Fixed Rate Cash ISA

from Aldermore

Interest Rate (AER) 1.10%
  • Term: 1 Year

'Winner' – ISA Provider of the Year for the 5th year running Consumer Moneyfacts Awards 2011-15

1 Year Fixed Rate Cash ISA

from Bank of Cyprus

Interest Rate (AER) 1.10%
  • Term: 1 Year
  • Minimum deposit £500
  • Available to individual applicants aged 16 or over
  • Access to funds before the end of the term is subject to a fee equivalent to six months’ interest

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)

Best ISAs

Finding the best ISA account online can seem daunting with so many to choose from. When choosing an ISA, there are a number of things to consider:

  • Timescale of investment - If you need access to you capital and you are not looking to invest for the long term you should consider a Cash ISA. If you are happy to tie up capital for the medium to longer term you may wish to consider a Stocks and Shares ISA which has the potential to beat cash over the longer term
  • Attitude to investment risk - If you are not prepared to lose capital then a Cash ISa is probably the better option for you. It should be remembered that over the long term inflation can erode your capital in real terms so getting a good rate of interest on your cash ISA should be a priority. If you are prepared to risk capital to achieve higher potential eturns then a stocks and shares ISA should be considered.
  • Charges - different ISA plans will have different charges. It is important that you are aware of what these are and how they could affect your ISA performance.

After you have answered the above questions, use the comparison tables on this site to help find a suitable ISA. We recommend that you seek financial advice from an independent financial adviser if you are unsure about what you want. ISAs are great ways to save both for lump sum and regular savings - to ensure your get the best ISA for your circumstances invest some time in researching your options.

Tips to help you make the most of your ISA allowance

  1. You can only have one ISA in each financial year, so research your options carefully. Whether you choose a cash or investment ISA, give some thought to your savings goals beforehand to determine what is the right ISA for you
  2. You can't carry your tax-free allowance over from one financial year to the next so if you've got enough cash to hit your limit think about maximising your ISA allowance. The cash ISA allowance for the financial year 2016/17 is £15,240.
  3. An ISA is a great way to save for a specific event like a deposit for buying a home, a wedding, holiday, or starting a family
  4. If you opt for a cash ISA keep an eye on the interest rates available from other providers. You can usually switch cash ISA providers without incurring any charge
  5. If you don't put the full allowance in think about regular saving to top your ISA up - it's easy to set up a direct transfer from your current account into your cash ISA to make sure that you put aside a certain amount each month without fail.

Cash ISAs

ISAs are a tax-advantageous way to save or invest, check out some of the ISA options below

ISAs Products

Fund ISAs

There are a range of types of fund ISA

Fund ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

How to choose the best ISA?

16th November 2016

You can invest your full ISA allowance of £15,240 into one ISA or split your allowance between the three types of ISA available. Cash, Stocks and Shares and Innovative Finance. However, this leaves the question of how to choose what works best for you?

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We've been comparing and recommending ISAs for many years so you can trust you're in good hands.

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