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Compare 2017/18 ISA Deals
Peer to Peer Lending ISAs

Downing Crowd IFISA

from Downing LLP

ISA Option
Allows ISA Transfers
Interest Rate 5.68% target return
  • Term: typically 1 – 5 years
  • Invest From: £100

Why we like it:

Downing is a long-established, FCA-authorised investment manager that brings over 25 years’ investment experience to debt-based crowdfunding. We launched the Downing Crowd platform in March 2016 and since then have raised over £40 million to support the growth of smaller UK companies, and repaid investors some £16 million of capital and £1 million interest (as at December 2017). To help manage risk, our Crowd Bonds are secured against existing assets, which means that if a borrower defaults on the bond, Downing, as security trustee, has the right to take control and use the net proceeds to repay some or all of the investors’ capital and interest.

Our monitoring fee is contingent on investors receiving their capital and interest being repaid in full.

Downing Crowd was recently awarded Best Investment Platform at the 2017 Growth Investor Awards, November 2017.

UK investors in Crowd Bonds can also now earn tax-free interest with our Innovative Finance ISA (IFISA). Capital at risk.

  • Tax-free interest on your investments through the IFISA
  • A range of fixed-term bonds to choose from
  • Downing’s fee is contingent on investors getting their capital and interest back in full
  • Capital at risk and returns not guaranteed
  • No FSCS deposit protection
  • Must be UK resident and over 18 years

Calculate your interest with this plan

Your savings:
£
You could gain:
£0.00 (per tax year)
Selected ISAs

Investment ISA

from Nutmeg

Allows ISA Transfers
  • Protection Scheme: FSCS
  • Fund Choice: Fully Managed Portfolio
  • Invest From: Min. £500 single (+ £100 pm for ISAs below £5,000)
Share Dealing ISAs

Vantage Stocks & Shares ISA

from Hargreaves Lansdown

  • Trade From (frequent trader rate): £5.95
  • Trade From (standard trader rate): £11.95

Why we like it: Online trading charges based on previous month's activity. 20+ trades made in previous month is £5.95 a trade. 10-19 trades are £8.95 a trade. Less than 10 trades it’s £11.95.

Junior ISAs

Charles Stanley

from Charles Stanley

Regular Savings
  • Investment Options: Invest from £50 per month or deposits of £500.

Why we like it: Charles Stanley Direct offers a Stocks and Shares Junior ISA with no initial charges or additional annual fees. Choose from a range of investments including shares, funds, gilts, bonds, investment trusts and ETFs.

Peer to Peer Lending ISAs

CROWD2FUND ISA

from CROWD2FUND

Allows ISA Transfers
Interest Rate Earn an estimated 8.70% APR
  • Term: 1-5 years
  • Protection Scheme: Own Scheme
  • Invest From: £10
  • Currently 0% platform default rate
  • Access to your capital
  • Balance your level of risk
  • Capital at risk
Selected ISAs

Fixed Income ISA

from Investec

Allows ISA Transfers
Interest Rate (AER) 4.35% fixed income
  • Counterparty: Investec Bank plc
  • Term: 5 years
  • Protection Scheme: FSCS
  • Invest From: £3,000
  • 4.35% income paid regardless of the performance of the FTSE 100
  • Monthly income
  • Capital is at risk if the FTSE 100 Index falls by more than 40% at maturity, in which case your initial investment will reduce by 1% for each 1% fall
  • An arrangement fee applies for this plan
  • Product designed to be held for the full term

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Compare Select 2017/18 ISA Deals

See our range of 2017/18 investment ISA ideas - you can invest £20,000 per person this current tax year tax free. Whether you are looking for growth or income the above selection provides a range of options for the UK investor.

Easy Option ISA

If you are happy to let someone else pick the funds you invest in then Prudential provide 4 risk profiled funds to choose from.Alternatively get an intelligent stocks & shares ISA portfolio - Choose a portfolio that’s fully managed by our expert team, or one designed to remain steady and rebalance automatically. No tie-ins, no set-up fees, no exit charges. Easy, online set up in minutes from Nutmeg.

Finance ISA (new)

If you are looking to diversify away from stocks and shares then the Crowd2Fund Finance ISA allows you to provide finance to growing UK businesses where you return comes from the annual interest on the finance provided.

Self Investor ISA

For regular ISA investment the Hargreaves Lansdown ISA provides you with over 2,500 funds with the minimum investment from only £50 per month. Alternatively Charles Stanley provide an award winning investment service with low platform charges

High Income ISAs

High income ISA ideas:

ISAs Products

Cash ISAs

Fixed Rate & Instant Access ISAs:

Cash ISAs: 

Stocks & Shares ISAs

Types of Stocks and Shares ISA include: 

Stocks and Shares ISAs

Latest News

How inflation is impacting your savings and why you cannot afford to sit on your hands when it comes to your cash

11th December 2017

Last month, the Bank of England raised their base rate for the first time in more than ten years, and by doing so opened the door to increased monthly costs for many homeowners. What’s more, at the time of writing inflation continues to sit at a five year high of 3%, which means that the cost of living has more than trebled in the last 12 months.

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Paul

Very informative, find myself a good ISA account with best return in terms of interest.